California Proposition 166, Mandatory Health Insurance (1992)
Proposition 166 would have required all California employers to provide health insurance to employees and their families if the employees work at least 17.5 hours a week or 70 hours a month, for at least 60 days a year. It also would have required employees to participate in the program unless they had some other source of private health insurance.
Proposition 166's official ballot summary said:
- Requires employers to provide basic health care coverage for employees working specified hours, and their dependents, as permitted by federal law.
- Provides phase-in period.
- Employee contributions shall not exceed 2% of wages; eliminates duplicate coverage; specifies type of health care benefits, including prescription services.
- Subjects health carriers to enforcement powers of Insurance Commissioner or Commissioner of Corporations and prohibits exclusion based upon prior disease, disorder, or condition.
- Establishes Healthcare Coverage Commission and panels for Medical Policy, Cost Containment, and Technology.
- Provides employer tax credits.
- Makes appropriations for commission support.
The fiscal estimate provided by the California Legislative Analyst's Office said:
- Potential state general tax revenue losses of tens to hundreds of millions of dollars annually, in the short term. The longer-term impact on general tax revenues is unknown.
- State revenue losses of hundreds of millions of dollars annually from expanded use of the small business health care tax credit.
- State savings in the range of $250 million annually to the Medi-Cal Program.
- County savings of potentially more than $100 million annually.
- Net fiscal impact of the measure is unknown.
- November 3, 1992 Official Voter Guide
- Hastings California I&R database
- Los Angeles Law Library, 1992 ballot propositions