Howard Rich grew up in Brooklyn, New York, where he attended George W. Wingate High School. His senior year of high school he earned the New York State Regents scholarship. After graduation he went to the Baruch College a local New York City college, where he enrolled in night school earning him a bachelor's degree in economics. He moved on to graduate school, at New York University Graduate School of Business; here he studied investments. Howie Rich's professional career got started at his first full time job with a Manhattan Residential Real Estate Developer. This is where he learned the trade that has given him the opportunity to pursue his passions. In 1970 he bought his first Multi-resident building. By 1986 he had accumulated 17 buildings and had them all completely modernized. That same year he sold all but two properties of his portfolio. After the 1987 stock market crash he sold one of the remaining two, and in 1989 he exchanged his remaining property for one in Houston. In the 1990s Howard Rich began purchasing Manhattan properties again. In recent years he has exchanged his Manhattan properties for Garden apartment developments in a number of states.
Through real estate Howard Rich has gained a sizable wealth, rather than horde it away Howard Rich has re-invested in causes that he seems fit. He sits on the board of several organizations including Americans for Limited Government, a movement that sets out to protect and expand individual liberty. He is also involved with education reform, and is the Chairman of Legislative Education Action Drive' and The Parents in Charge Foundation. He also gives to the Student Sponsor Partnership in New York, which is a scholarship program designed to give deserving kids the opportunity to leave the public school system and receive a top level private education. Howie Rich, because of his work in school choice, in 2000, was honored with the Herman W. Lay Memorial Award. 
Howard Rich has been active in politics for almost 40 years. In 1992 Howard Rich founded U.S. Term Limits, which now stands at the forefront of the term limits movement. He later founded Americans for Limited Government. 2006 is commonly referred to as Howie's breakout year. Voter initiatives that were sponsored and championed by Howard Rich and Americans for Limited Government, to limit governmental use of eminent domain passed in nine states: Arizona, Florida, Oregon, Michigan, North Dakota, New Hampshire, South Carolina, Georgia and Nevada. President Bill Wilson of Americans for Limited Government called it "...an amazing first step in the long walk away from big government.”)
As with any project of considerable size there were some issues. In 2006 some Montana Initiatives were disqualified for faulty signature gathering by the petitioners.
Howard Rich currently lives in Manhattan with his wife Andrea, and they share two grown sons together. He is now expanding his property portfolio to include foreign investments.
- "American Favor". USA Today. October 10, 2008. https://web.archive.org/web/2/http://blogs.usatoday.com/oped/2008/10/americans-favor.html.
- "Taking the Initiative". NOW with Bill Moyers. PBS. September 22, 2006. http://www.pbs.org/now/shows/238/.
- "Get Rich Quick". National Review online. December 11, 2006. https://web.archive.org/web/2/http://article.nationalreview.com/?q=ZWYzNmNkM2NlNzc0NzU5NDllMWY0MzNlZTZkOTlhZDI=.
- "Opposing view: Americans favor term limits". Commercial Appeal Online. http://www.commercialappeal.com/news/2008/oct/30/guest-column-term-limits-bring-fairness-to/.
- "School-Choice Strategy". Friedman Foundation (Wall Street Journal Re-Print). http://www.friedmanfoundation.org/friedman/newsroom/ShowNewsItem.do?id=80080.
- NOW (PBS) (September 22, 2006). "Taking the initiative". Public Broadcasting Service. http://www.pbs.org/now/shows/238/index.html.
- Howie Rich (2008). "Question and Answer page". HowieRich.net. http://www.howierich.net/content.asp?pl=10&contentid=10.
- The Association of Private Enterprise Education (APEE) (2007). "Awards". The Association of Private Enterprise Education (APEE). http://www.apee.org/award-lay.html.
- The Friedman Foundation (Unknown Publication Date). "Board of Directors". The Friedman Foundation. http://www.friedmanfoundation.org/friedman/about/ShowBoardMembers.do.
- StealthPacs.org | Selected Affiliations of Howard Rich
- Americans for Limited Government (November 8, 2006). "Americans for Limited Government Wins Major Victories Across the Nation", ADVFN Notizie. Retrieved on 2008-12-02.
- Dennison, Mike (October 27, 2006). "(dead link) Election 2006 / Initiative ruling stands", Missoulian. Retrieved on 2006-12-26.