Difference between revisions of "Net worth of United States Senators and Representatives"

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==Summary==
 
==Summary==
 +
This page contains an analysis of Congressional financial information, starting with an average net worth for the whole Congress and then proceeding through a number of more detailed breakdowns and correlations. These breakdowns include information such as:
 +
*How much new members of Congress are worth
 +
*How that has changed over the years
 +
*How much the congressional delegations of each state are worth
 +
*How net worth breaks down between the House and the Senate
 +
*A complete list of the net worth averages for congressional members since 2004
  
 +
Additionally, there is a list of the 10 wealthiest (and poorest) members of both the House and the Senate. Also, contained on this page is information explaining how and from where these breakdowns are obtained, together with information on the limitations faced by attempts to estimate how much Congressmen are worth.
  
 +
Based on data for the years 2004 to 2011 from OpenSecrets.org - The Center for Responsive Politics. This data was most recently updated in March 2013.
 
==Average worth==
 
==Average worth==
Based on data for the years 2004 to 2011 from OpenSecrets.org - The Center for Responsive Politics
 
  
 
''U.S. Congress''
 
''U.S. Congress''
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! align="center" style="background:#f0f0f0;"|Year
 
! align="center" style="background:#f0f0f0;"|Year
 
! align="center" style="background:#f0f0f0;"|# of Reports
 
! align="center" style="background:#f0f0f0;"|# of Reports
! align="center" style="background:#f0f0f0;"|Average Total Net Worth
+
! align="center" style="background:#f0f0f0;"|Total Average Net Worth
 
! align="center" style="background:#f0f0f0;"|Average
 
! align="center" style="background:#f0f0f0;"|Average
 
|-align=center
 
|-align=center
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! align="center" style="background:#f0f0f0;"|# of Senate Reports
 
! align="center" style="background:#f0f0f0;"|# of Senate Reports
 
! align="center" style="background:#f0f0f0;"|Senate Average
 
! align="center" style="background:#f0f0f0;"|Senate Average
! align="center" style="background:#f0f0f0;"|Senate Std Dev
 
 
|-align=center
 
|-align=center
| 2010||116||$13,224,333||$34,978,652
+
| 2011||112||$14,013,596
 
|-align=center
 
|-align=center
| 2009||116||$13,229,651||$35,913,577
+
| 2010||116||$13,224,333
 
|-align=center
 
|-align=center
| 2008||110||$13,835,333.||$38,866,085
+
| 2009||116||$13,229,651
 
|-align=center
 
|-align=center
| 2007||106||$17,170,451||$49,007,497
+
| 2008||110||$13,835,333
 
|-align=center
 
|-align=center
| 2006||107||$14,106,027||$44,182,270
+
| 2007||106||$17,170,451
 
|-align=center
 
|-align=center
| 2005||101||$14,553,612||$41,993,697
+
| 2006||107||$14,106,027
 
|-align=center
 
|-align=center
| 2004||105||$14,455,289||$41,653,112
+
| 2005||101||$14,553,612
 +
|-align=center
 +
| 2004||105||$14,455,289
 
|}
 
|}
 
</td><td style="background:none; width:50%;">
 
</td><td style="background:none; width:50%;">
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! align="center" style="background:#f0f0f0;"|# of House Reports
 
! align="center" style="background:#f0f0f0;"|# of House Reports
 
! align="center" style="background:#f0f0f0;"|House Average
 
! align="center" style="background:#f0f0f0;"|House Average
! align="center" style="background:#f0f0f0;"|House Std Dev
 
 
|-align=center
 
|-align=center
| 2010||525||$5,992,869||$31,436,123
+
| 2011||512||$6,594,859
 +
|-align=center
 +
| 2010||525||$5,992,869
 
|-align=center
 
|-align=center
| 2009||536||$5,106,476||$22,809,386
+
| 2009||536||$5,106,476
 
|-align=center
 
|-align=center
| 2008||490||$4,719,554||$20,389,871
+
| 2008||490||$4,719,554
 
|-align=center
 
|-align=center
| 2007||497||$5,661,643||$27,941,584
+
| 2007||497||$5,661,643
 
|-align=center
 
|-align=center
| 2006||487||$5,071,549||$25,944,515
+
| 2006||487||$5,071,549
 
|-align=center
 
|-align=center
| 2005||441||$4,511,705||$23,266,505
+
| 2005||441||$4,511,705
 
|-align=center
 
|-align=center
| 2004||475||$4,243,935||$17,715,187
+
| 2004||475||$4,243,935
 
|}
 
|}
 
</td></tr>
 
</td></tr>
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==Top and bottom==
 
==Top and bottom==
 +
[[File:Richard Blumenthal.jpg|float right|175px|thumb|Richard Blumenthal was the 5th wealthiest Senator in 2011, with an estimated net worth of $100,190,174.]][[File:Susan_Collins.jpg|float right|175px|thumb|Susan Collins was the 5th least wealthy Senator in 2011, with an estimated net worth of $205,002]]
 
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</td></tr>
 
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+
[[File:Scott_Peters.jpg|right|175px|thumb|Scott Peters was the 5th wealthiest Representative in 2011, with an estimated net worth of $86,224,049]][[File:Doug_Lamborn.jpg|right|175px|thumb|Doug Lamborn was the 5th poorest Representative in 2011, with an estimated net worth of -$118,997]]
 
<table>
 
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{| class="wikitable collapsible uncollapsed" style="background:none; text-align:center; width:100%;"
 
{| class="wikitable collapsible uncollapsed" style="background:none; text-align:center; width:100%;"
! colspan="9" style="background-color:#f0f0f0; color: black;" |'''Top 10 Representatives in 2011'''
+
! colspan="9" style="background-color:#f0f0f0; color: black;" |'''Wealthiest 10 Representatives in 2011'''
 
|-
 
|-
 
! align="center" style="background-color:#f0f0f0;"|Senator
 
! align="center" style="background-color:#f0f0f0;"|Senator
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|-align=center
 
|-align=center
|2013
+
|2011
 
|90
 
|90
 
|$7,835,242
 
|$7,835,242
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|}
 
|}
  
==State Averages==
+
==State averages==
 
===2011===
 
===2011===
{| class="wikitable sortable collapsible" style="background:none; width:75%;"
+
{| class="wikitable sortable collapsible" style="background:none; text-align:center; width:75%;"
 
! colspan="9" align="center" style="background-color:#008000; color: white;" | Estimate Congressional Averages by State (2011)
 
! colspan="9" align="center" style="background-color:#008000; color: white;" | Estimate Congressional Averages by State (2011)
 
|-  
 
|-  
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===Senate===
 
===Senate===
 
{| class="wikitable sortable collapsible collapsed" style="background:none; width:100%;"
 
{| class="wikitable sortable collapsible collapsed" style="background:none; width:100%;"
! colspan="16" align="center" style="background-color:#008000; color: white;" |  Estimated Net Worth of U.S. Senators (2004 - 2011)
+
! colspan="17" align="center" style="background-color:#008000; color: white;" |  Estimated Net Worth of U.S. Senators (2004 - 2011)
 
|-  
 
|-  
 
! align="center" style="background:#f0f0f0;"|First Name
 
! align="center" style="background:#f0f0f0;"|First Name
Line 1,968: Line 1,978:
 
===House of Representatives===
 
===House of Representatives===
 
{| class="wikitable sortable collapsible collapsed" style="background:none; width:100%;"
 
{| class="wikitable sortable collapsible collapsed" style="background:none; width:100%;"
! colspan="15" align="center" style="background-color:#008000; color: white;" | Estimated Net Worth of U.S. Representatives (2004 - 2011)
+
! colspan="16" align="center" style="background-color:#008000; color: white;" | Estimated Net Worth of U.S. Representatives (2004 - 2011)
 
|-  
 
|-  
 
! align="center" style="background:#f0f0f0;"|First Name
 
! align="center" style="background:#f0f0f0;"|First Name
Line 3,508: Line 3,518:
  
 
{| class="wikitable sortable collapsible collapsed" style="background:none; width:100%;"
 
{| class="wikitable sortable collapsible collapsed" style="background:none; width:100%;"
! colspan="16" align="center" style="background-color:#008000; color: white;" |  Estimated Net Worth of Former Congressional Members in the Executive Branch (2004 - 2011)
+
! colspan="17" align="center" style="background-color:#008000; color: white;" |  Estimated Net Worth of Former Congressional Members in the Executive Branch (2004 - 2011)
 
|-  
 
|-  
 
! align="center" style="background:#f0f0f0;"|First Name
 
! align="center" style="background:#f0f0f0;"|First Name
Line 3,558: Line 3,568:
 
* [http://clerk.house.gov/public_disc/financial.aspx Information on financial disclosure forms from the Office of the Clerk of the House of Representatives]
 
* [http://clerk.house.gov/public_disc/financial.aspx Information on financial disclosure forms from the Office of the Clerk of the House of Representatives]
 
* [http://archive.org/search.php?query=financial%20disclosure%20reports%20of%20members&page=1 Older congressional financial disclosure forms available on ''Archive.org''] (1978 - 2007)
 
* [http://archive.org/search.php?query=financial%20disclosure%20reports%20of%20members&page=1 Older congressional financial disclosure forms available on ''Archive.org''] (1978 - 2007)
 +
*[http://www.washingtonpost.com/blogs/gallery/capitol-assets/ Investigation: Capitol Assets] at the ''Washington Post''
 +
**[http://www.washingtonpost.com/wp-srv/special/capitol-assets/congressional-wealth-risk-matrix/ Congressional wealth]
 +
**[http://apps.washingtonpost.com/politics/capitol-assets/states/ By member of Congress]
 
----
 
----
 
<small>'''''Disclaimer:''''' ''All data relating to the the average net worth of individual members of congress from ''OpenSecrets.org''/
 
<small>'''''Disclaimer:''''' ''All data relating to the the average net worth of individual members of congress from ''OpenSecrets.org''/

Revision as of 11:58, 29 June 2013

Portal:Congress
Features of Congress

Background
Federal Election CommissionDemocratic Congressional Campaign CommitteeNational Republican Congressional CommitteeFiling requirements for congressional candidatesClasses of United States SenatorsFilling vacancies in the U.S. SenatePresident Pro Tempore of the SenateUnited States Speaker of the HouseFilibuster

Sessions
113th Congress112th Congress111th Congress110th Congress

Analysis
Lifetime voting recordsNet worth of United States Senators and RepresentativesStaff salaries of United States Senators and RepresentativesNational Journal vote ratings

How much are Senators and Representatives worth? A surprisingly large amount, it turns out. See below for breakdowns of how much Senators and Representatives from your state are worth, and how that compares to other states and previous years.

Summary

This page contains an analysis of Congressional financial information, starting with an average net worth for the whole Congress and then proceeding through a number of more detailed breakdowns and correlations. These breakdowns include information such as:

  • How much new members of Congress are worth
  • How that has changed over the years
  • How much the congressional delegations of each state are worth
  • How net worth breaks down between the House and the Senate
  • A complete list of the net worth averages for congressional members since 2004

Additionally, there is a list of the 10 wealthiest (and poorest) members of both the House and the Senate. Also, contained on this page is information explaining how and from where these breakdowns are obtained, together with information on the limitations faced by attempts to estimate how much Congressmen are worth.

Based on data for the years 2004 to 2011 from OpenSecrets.org - The Center for Responsive Politics. This data was most recently updated in March 2013.

Average worth

U.S. Congress

Year # of Reports Total Average Net Worth Average
2011 627 $4,946,090,771 $7,888,502
2010 641 $4,680,278,853 $7,301,527
2009 652 $4,271,710,652 $6,551,703
2008 600 $3,834,468,090 $6,390,780
2007 603 $4,633,904,377 $7,684,750
2006 594 $3,979,189,252 $6,698,972
2005 542 $3,459,576,717 $6,382,983
2004 580 $3,533,674,470 $6,092,542

Note: Report numbers may reflect incoming and outgoing members of congress.

U.S. Senate

Year # of Senate Reports Senate Average
2011 112 $14,013,596
2010 116 $13,224,333
2009 116 $13,229,651
2008 110 $13,835,333
2007 106 $17,170,451
2006 107 $14,106,027
2005 101 $14,553,612
2004 105 $14,455,289

U.S. House of Representatives

Year # of House Reports House Average
2011 512 $6,594,859
2010 525 $5,992,869
2009 536 $5,106,476
2008 490 $4,719,554
2007 497 $5,661,643
2006 487 $5,071,549
2005 441 $4,511,705
2004 475 $4,243,935

Note: Report numbers may reflect incoming and outgoing members of congress.

Democrats

U.S. Senate Democracts

Year # of Senate Reports Senate Average
2011 59 $20,795,450
2010 59 $19,383,524
2009 62 $18,937,920
2008 58 $19,758,117
2007 53 $26,454,480
2006 50 $22,523,538
2005 44 $24,796,538
2004 50 $21,624,612

U.S. House of Representatives Democrats

Year # of House Reports House Average
2011 241 $5,107,874
2010 266 $4,465,875
2009 273 $4,399,028
2008 271 $3,754,728
2007 275 $4,666,911
2006 244 $3,639,139
2005 206 $2,938,156
2004 225 $2,583,214

Note: Report numbers may reflect incoming and outgoing members of congress.

Republicans

U.S. Senate Republicans

Year # of Senate Reports Senate Average
2011 51 $6,358,668
2010 55 $7,054,258
2009 53 $6,799,690
2008 50 $7,472,817
2007 51 $8,155,252
2006 56 $6,834,723
2005 55 $6,858,820
2004 54 $8,080,791

U.S. House of Representatives Republicans

Year # of House Reports House Average
2011 273 $7,859,232
2010 259 $7,561,133
2009 263 $5,840,823
2008 219 $5,913,470
2007 222 $6,893,857
2006 242 $6,535,975
2005 234 $5,915,700
2004 249 $5,761,167

Note: Report numbers may reflect incoming and outgoing members of congress.

Independents

U.S. Senate Independents

Year # of Senate Reports Senate Average
2011 3 $6,099,707
2010 2 $1,205,273
2009 1 $105,003
2008 2 $1,137,522
2007 2 $1,031,270
2006 1 $423,504
2005 2 $816,019
2004 1 $212,006

U.S. House of Representatives Independents

Year # of House Reports House Average
2010 0 N/A
2010 0 N/A
2009 0 N/A
2008 0 N/A
2007 0 N/A
2006 1 $188,504
2005 1 $128,001
2004 1 $115,501

Note: Report numbers may reflect incoming and outgoing members of congress.

Top and bottom

Richard Blumenthal was the 5th wealthiest Senator in 2011, with an estimated net worth of $100,190,174.
Susan Collins was the 5th least wealthy Senator in 2011, with an estimated net worth of $205,002
Top 10 Senators in 2011
Senator Average Net Worth
John Kerry $235,976,804
Mark Warner $228,129,609
Herb Kohl $171,257,008
Jay Rockefeller $102,706,012
Richard Blumenthal $100,190,174
Frank R. Lautenberg $87,557,109
Dianne Feinstein $70,725,124
Ron Wyden $38,370,525
Claire McCaskill $21,837,606
Kay R. Hagan $17,833,270
Bottom 10 Senators in 2011
Senator Average Net Worth
Saxby Chambliss $402,006
John Thune $345,008
Deb Fischer $323,501
Roger Wicker $299,508
Susan Collins $205,002
Mike Lee $111,002
Jeff Flake $32,500
Mark Kirk $17,501
Jim DeMint $16,001
Marco Rubio -$45,494
Scott Peters was the 5th wealthiest Representative in 2011, with an estimated net worth of $86,224,049
Doug Lamborn was the 5th poorest Representative in 2011, with an estimated net worth of -$118,997
Wealthiest 10 Representatives in 2011
Senator Average Net Worth
Jared Polis $214,946,679
John K. Delaney $139,025,569
Nancy Pelosi $94,162,532
Chellie Pingree $88,544,030
Scott Peters $86,224,049
Alan Grayson $54,823,540
Suzan DelBene $53,234,032
Nita M. Lowey $36,633,517
Joe Kennedy III $35,677,625
Carolyn B. Maloney $28,622,007
Bottom 10 Representatives in 2011
Senator Average Net Worth
Mario Diaz-Balart -$37,000
Rick Crawford -$40,001
Raul Labrador -$64,999
Sean P. Duffy -$67,498
Douglas L. Lamborn -$118,997
Renee Ellmers -$168,498
Louis B. Gohmert Jr -$175,001
Steve Fincher -$472,502
Tom Rice -$2,909,496
David Valadao -$15,625,001

Congressional freshmen

Using lists of congressional freshmen available on Wikipedia as a general starting point for data restriction, the following information for true congressional freshmen (i.e., congressmen who were not in a congressional seat the year before) for 109th[1], 110th[2], and 111th[3] Congresses:

109th Congress

January 3, 2005 to January 3, 2007

Year[4] Number of True Freshmen Reports[5] Average Net Worth Change from previous year
2004 44 $3,133,813 --
2005 45 $3,219,896 2.75%
2006 45 $3,233,137 0.41%
2007 40 $4,209,184 30.19%
2008 40 $3,854,689 -8.42%
2009 39 $6,047,795 56.89%
2010 38 $12,939,172 113.95%

110th Congress

January 3, 2007 to January 3, 2009

Year[4] Number of True Freshmen Reports[5] Average Net Worth Change from previous year
2006 58 $5,386,525 --
2007 75 $5,840,167 8.42%
2008 75 $4,719,385 -19.19%
2009 69 $5,058,388 7.18%
2010 68 $5,192,922 2.66%

111th Congress

January 3, 2009 to January 3, 2011

Year[4] Number of True Freshmen Reports[5] Average Net Worth Change from previous year
2007 59 $12,876,803 --
2008 72 $10,209,940 -20.71%
2009 81 $9,666,020 -5.33%
2010 79 $8,913,200 -7.79%


113th Congress

January 3, 2013 to January 3, 2015

Year[4] Number of True Freshmen Reports[5] Average Net Worth Change from previous year
2011 90 $7,835,242 ----

State averages

2011

Estimate Congressional Averages by State (2011)
State Senate Average Senate Rank Senate Report Count House Average House Rank House Report Count Congressional Average Congressional Rank
AK $1,045,021 44 2 $872,504 43 1 $987,515 47
AL $7,360,029 19 2 $1,649,225 36 7 $2,918,292 32
AR $1,489,503 41 2 $267,505 49 2 $878,504 48
AZ $3,301,081 29 3 $4,710,291 20 9 $4,357,988 25
CA $36,994,314 6 2 $13,487,344 7 60 $14,245,633 11
CN $34,055,238 7 3 $4,810,621 19 5 $15,777,353 10
CO $6,791,773 20 2 $44,918,951 2 5 $34,025,472 1
DE $4,476,637 24 2 $485,015 46 1 $3,146,096 31
FL $1,693,505 37 2 $6,831,237 12 27 $6,476,910 18
GA $6,193,537 21 2 $2,763,447 29 13 $3,220,793 30
HI $2,113,843 34 3 $1,334,757 40 2 $1,802,208 40
IA $9,288,549 16 2 $1,434,839 38 5 $3,678,756 29
ID $27,139,022 8 2 $1,895,563 35 1 $18,724,536 7
IL $671,783 46 2 $2,968,056 28 21 $2,768,380 36
IN $2,451,176 31 3 $1,252,584 41 8 $1,579,473 42
KS $1,285,264 42 2 $367,342 47 3 $734,511 49
KY $14,085,268 11 2 $5,351,390 17 6 $7,534,860 17
LA $1,734,519 36 2 $3,212,840 27 6 $2,843,260 35
MA $82,250,150 1 3 $4,985,001 18 11 $21,541,819 5
MD $1,543,023 39 2 $16,629,790 6 9 $13,886,741 12
ME $10,133,703 13 3 $44,480,020 3 2 $23,872,230 4
MI $826,103 45 2 $2,335,343 32 17 $2,176,476 39
MN $4,555,271 23 2 $613,395 45 9 $1,330,100 44
MO $12,465,308 12 2 $1,995,109 34 10 $3,740,142 27
MS $1,135,519 43 2 $1,602,177 37 3 $1,415,514 43
MT $661,502 47 2 $9,230,505 9 2 $4,946,003 23
NB $4,643,352 22 3 $327,009 48 2 $2,916,815 33
NC $9,992,394 14 2 $4,602,323 22 15 $5,236,449 22
ND $9,348,198 15 3 $46,438,414 1 1 $18,620,752 8
NH $2,115,688 33 2 $2,354,059 31 4 $2,274,602 38
NJ $44,027,806 5 2 $6,250,476 14 11 $12,062,373 14
NM $4,397,869 26 3 $6,993,337 11 3 $5,695,603 21
NV $3,775,436 27 2 $5,377,818 16 4 $4,843,691 24
NY $368,506 49 2 $6,182,855 15 32 $5,840,834 20
OH $7,409,025 18 2 $3,339,310 26 20 $3,709,284 28
OK $7,571,041 17 2 $2,139,021 33 4 $3,949,694 26
OR $20,135,518 10 2 $3,910,103 25 6 $7,966,457 16
PA $1,806,771 35 2 $2,491,321 30 18 $2,422,866 37
RI $4,440,568 25 2 $1,363,505 39 2 $2,902,036 34
SC $1,506,330 40 3 $667,639 44 4 $1,027,078 46
SD $575,012 48 2 N/A N/A 0 $627,513 50
TN $26,977,516 9 2 $10,169,035 8 8 $13,530,731 13
TX $2,872,526 30 3 $17,855,000 5 36 $16,702,502 9
UT $1,578,767 38 2 $906,841 42 3 $1,175,611 45
VA $78,455,068 2 3 $4,419,740 23 10 $21,504,816 6
VT $218,754 50 2 $4,602,548 21 1 $1,680,019 41
WA $2,444,007 32 2 $6,579,204 13 10 $5,890,005 19
WI $65,256,839 3 3 $7,579,123 10 7 $24,882,438 2
WV $55,178,031 4 2 $4,223,358 24 3 $24,605,227 3
WY $3,533,020 28 2 $18,918,517 4 1 $8,661,519 15

2010

2009

Click on "[Show]" to see the data

2008

Click on "[Show]" to see the data

2007

Click on "[Show]" to see the data

2006

Click on "[Show]" to see the data

2005

Click on "[Show]" to see the data

2004

Click on "[Show]" to see the data

Data and methodology

Data

Every year members of congress are required by law to disclose certain financial information regarding personal assets and liabilities. OpenSecrets.org (The Center for Responsive Politics), a self-proclaimed "nonpartisan guide to money's influence on U.S. elections and public policy," tracks the financial information, and posts it publicly under a Creative Commons Attribution-Noncommercial-Share Alike 3.0 United States License. That data, currently available for the years 2004 to 2010, is listed in part below in the section Individual data.

Congressional financial disclosure forms use value ranges, rather than precise amounts, when reporting assets and liabilities. OpenSecrets gathers this information to build a range of potential values. For instance, if three assets are listed at a value range of $1,001-$15,000, the total range of assets would be listed as a minimum of $3,003 (3 X $1,001) and a maximum value would be $45,000 (3 X $15,000). OpenSecrets combines all assets and liability to form a total potential range of values, and then provides an average value as the best guess of each individual's net worth.[6]

Analysis

Ballotpedia staff took OpenSecrets predicted net worth averages for all reported members of congress and using statistical software calculated yearly averages and changes for various congressional subsets.

Limitations

OpenSecrets notes some important limitations to the data:[6]

  • Data is not available for a limited number of congressional members.
  • The top range for item valuation is listed as "Over $50 million" on forms. When possible OpenSecrets tried to determine a more accurate figure.
  • The top range for Senate spousal assets is listed as Over $1 million." When possible OpenSecrets tried to determine a more accurate figure.
  • Property (such as personal residences) and non-income producing investments are not required to be reported under ethics laws. However, all mortgages are required to be disclosed.

Individual data

Senate

Click on "[Show]" to see the data

House of Representatives

Click on "[Show]" to see the data

Former congressional members in the Executive Branch

Click on "[Show]" to see the data

See also

External links


Disclaimer: All data relating to the the average net worth of individual members of congress from OpenSecrets.org/ The Center for Responsive Politics is posted under a Creative Commons Attribution-Noncommercial-Share Alike 3.0 United States License. All other content, including data analysis of net worth change, is posted under Ballotpedia's standard content license.

References

  1. Wikipedia, "List of freshman class members of the 109th United States Congress," accessed: June 28, 2012
  2. Wikipedia, "List of freshman class members of the 110th United States Congress," accessed: June 28, 2012
  3. Wikipedia, "List of freshman class members of the 111th United States Congress," accessed: June 28, 2012
  4. 4.0 4.1 4.2 4.3 Reports from the financial year before members entered congress are included when available
  5. 5.0 5.1 5.2 5.3 The number of reports may include individuals who entered after the beginning of the congressional session and members who later became members of the executive branch.
  6. 6.0 6.1 OpenSecrets.org, "About the Personal Finances Data & CRP's Methodology"