Arizona Proposition 201, Insurance Consumer Office Initiative (1990)
| Arizona Proposition 201 | |
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| Election date |
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| Topic Business regulations |
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| Type Initiated state statute |
Origin |
Arizona Proposition 201 was on the ballot as an initiated state statute in Arizona on November 6, 1990. It was defeated.
A "yes" vote supported establishing an Insurance Consumer Office outside of the Department of Insurance, which would include a Consumer Protection Division and an Office of Rate Advocacy; prescribing duties, responsibilities, and compensation; prohibiting the cancellation of a person's insurance coverage based on age; and reducing auto insurance rates by at least 20%. |
A "no" vote opposed establishing an Insurance Consumer Office outside of the Department of Insurance, which would include a Consumer Protection Division and an Office of Rate Advocacy; prescribing duties, responsibilities, and compensation; prohibiting the cancellation of a person's insurance coverage based on age; and reducing auto insurance rates by at least 20%. |
Election results
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Arizona Proposition 201 |
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| Result | Votes | Percentage | ||
| Yes | 231,266 | 21.99% | ||
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820,653 | 78.01% | ||
Text of measure
Ballot title
The ballot title for Proposition 201 was as follows:
| “ | AN INITIATIVE MEASURE RELATING TO INSURANCE; ESTABLIHSING AN INSURANCE CONSUMER OFFICE; PRESCRIBING DEFINITIONS; PRESCRIBING AN INSURANCE CONSUMER BOARD; PRESCRIBING BOARD MEMBERS, TERMS AND COMPENSATION; PRESCRIBING POWERS AND DUTIES OF THE INSURANCE CONSUMER BOARD; PROVIDING FOR A CONSUMER OF PROTECTION DIVISION AND AN OFFICE OF RATE ADVOCACY IN THE INSURANCE CONSUMER OFFICE; PROVIDING FOR AN INSURANCE CONSUMER PROTECTION FUND; PROSCRIBING CANCELLATION ON THE BASIS OF AGE; PROSCRIBING TERRITORIAL RATING UNLESS APPROVED BY THE DIRECTOR; PROVIDING FOR A GOOD DRIVER DISCOUNT; PROSCRIBING THE CANCELLATION OF AN AGREEMENT WITH AN AGENT; PRESCRIBING DEFINITIONS; PROVIDING FOR PRIOR APPROVAL OF RATES OR RATE CHANGES; PROVIDING FOR PREMIUM COMPARISONS AND COMPLIANT RATIOS; PROVIDING FOR PUNITIVE DAMAGES; PRESCRIBING A CIVIL PENALTY FOR CERTAIN PROHIBITED ACTS OR PRACTICES; PROVIDING FOR PAYMENT OF INTEREST IF CLAIM IS NOT TIMELY PAID; PRESCRIBING AN INSURANCE CONSUMER OFFICE; PRESCRIBING NOTICE OF CANCELLATION OR NONRENEWAL OF VEHICLE INSURANCE POLICIES; PROVIDING THAT THE MOTOR VEHICLE DIVISION PROVIDE THE INFORMATION TO PEACE OFFICERS ELECTRONICALLY; PRESCRIBING FEES TO REINSTATE REGISTRATION; AMENDING TITLE 20, CHAPTER 1, ARIZONA REVISED STATUTES; BY ADDING ARTICLE 5; AMENDING SECTION 20-263, 20-456, 20-461, AND 20-462, ARIZONA REVISED STATUTES; AMENDING TITLE 20, CHAPTER 2, ARIZONA REVISED STATUTES, BY ADDING SECTION 20-265; AMENDING TITLE 20, CHAPTER 2, ARTICLE 3, ARIZONA REVISED STATUTES, BY ADDING SECTION 20-323; AMENDING TITLE 20, CHAPTER 2, ARTICLE 4.1, ARIZONA REVISED STATUTES, BY ADDING SECTION 20-383.01, 20-383.02 AND 20-383.03; AMENDING TITLE 20, CHAPTER 2, ARIZONA REVISED STATUTES, BY ADDING ARTICLE 10; AMENDING TITLE 28, CHAPTER 7, ARTICLE 6, ARIZONA REVISED STATUTES, BY ADDING SECTION 28-1226, AND AMENDING TITLE 28, CHAPTER 7, ARTICLE 8, ARIZONA REVISED STATUTES, BY ADDING SECTION 28-1262. | ” |
Ballot summary
The ballot summary for this measure was:
| “ | AN ACT CREATING AN OFFICE REPRESENTING INSURANCE CONSUMERS INTERESTS IN PROTECTION AGAINST FRAUD AND IN RATE ADVOCACY; REQUIRING PRIOR APPROVAL OF THE DEPARTMENT OF INSURANCE OF RATE OR RATE CHANGES; REQUIRING A 20% AUTO INSURANCE RATE REDUCTION; AUTHORIZING SUSPENSION OF VEHICLE REGISTRATION FOR CANCELLATION OR NONRENEWAL OF INSURANCE. | ” |
Full Text
The full text of this measure is available here.
Path to the ballot
In Arizona, the number of signatures required for an initiated state statute is equal to 10 percent of the votes cast at the preceding gubernatorial election.
See also
External links
Footnotes
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State of Arizona Phoenix (capital) |
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