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Delaware Insurance Commissioner election, 2016

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Delaware Insurance Commissioner Election

Primary Date:
September 13, 2016
General Election Date:
November 8, 2016

November Election Winner:
Trinidad Navarro (D)
Incumbent Prior to Election:
Karen Weldin Stewart (D)

State Executive Elections
Top Ballot
GovernorLt. Governor
Down Ballot
Insurance Commissioner
Key election dates

Filing deadline (all candidates):
July 12, 2016
Petition deadline (all candidates):
September 1, 2016
Primary date:
September 13, 2016
Filing deadline (write-ins):
September 30, 2016
General election date:
November 8, 2016
Recount request deadline:
TBD
Inauguration:
TBD

Delaware held an election for insurance commissioner on November 8, 2016. Democrat Trinidad Navarro unseated incumbent Karen Weldin Stewart in the primary election and went on to win the general election.

HIGHLIGHTS
  • Incumbent Karen Weldin Stewart (D) was seeking election to a third term but was defeated in the primary election by Trinidad Navarro (D).
  • Jeff Cragg won the Republican nomination and competed with Navarro in the general election.
  • Democrats have held the office since 2005.
  • Navarro won the general election on November 8, 2016.
  • Overview

    Delaware has been under Democratic trifecta control since 2009. Democrats have held the office of insurance commissioner since 2005; the office had previously changed party hands every eight to twelve years since the 1970s.

    Insurance commissioners regulate Delaware's insurance industry, track insurance companies' financial well-being, and investigate and prosecute insurance fraud complaints. Incumbent Karen Weldin Stewart (D) was first elected in 2008 and sought election to a third term in 2016. She again faced a primary challenger in 2016—in 2012, the state Democratic Party endorsed her primary challenger Mitch Crane (D) despite Stewart's incumbency, though she defeated him in the primary and went on to win the general election.

    New Castle County sheriff Trinidad Navarro challenged Stewart in the September 13 Democratic primary election. Heading into the election, Stewart led in fundraising while Navarro had picked up a few key endorsements. Navarro won the nomination, meaning Stewart's tenure as insurance commissioner will end in January 2017 when the winner of the general election is sworn in.

    Former Sussex County clerk of the peace George Parish and businessman Jeff Cragg competed for the Republican nomination. As of August 2016, Parish had a slight fundraising lead over Cragg. Cragg won the nomination on September 13. Cragg and Navarro competed in the general election. Navarro won the general election on November 8, 2016.

    Candidates

    Trinidad Navarro.jpg
    Trinidad Navarro (D)
    Most recent positon: New Castle County sheriff since 2011
    Past experience: Police officer, insurance agent

    Jeff Cragg square.jpg
    Jeff Cragg (R)
    Most recent position: Consultant, small business owner
    Past experience: Insurance executive


    Results

    General election

    Trinidad Navarro defeated Jeff Cragg in the Delaware insurance commissioner election.

    Delaware Insurance Commissioner, 2016
    Party Candidate Vote % Votes
         Democratic Green check mark transparent.png Trinidad Navarro 59.29% 246,428
         Republican Jeff Cragg 40.71% 169,228
    Total Votes 415,656
    Source: Delaware Secretary of State

    Primary elections

    Trinidad Navarro defeated incumbent Karen Weldin Stewart in the Delaware Democratic primary for insurance commissioner.

    Delaware Democratic primary for insurance commissioner, 2016
    Candidate Vote % Votes
    Green check mark transparent.png Trinidad Navarro 54.92% 33,096
    Karen Weldin Stewart Incumbent 45.08% 27,163
    Total Votes 60,259
    Source: Delaware Department of Elections


    Jeff Cragg defeated George Parish in the Delaware Republican primary for insurance commissioner.

    Delaware Republican primary for insurance commissioner, 2016
    Candidate Vote % Votes
    Green check mark transparent.png Jeff Cragg 51.63% 15,075
    George Parish 48.37% 14,123
    Total Votes 29,198
    Source: Delaware Department of Elections


    Context of the 2016 election

    Primary elections

    A primary election is an election in which voters select the candidate they believe should represent a political party in a general election. Primaries usually take place several months before a general election. Delaware utilizes a closed primary process, in which the selection of a party's candidates in an election is limited to registered party members.[3][4][5]

    Delaware's primary elections took place on September 13, 2016.

    Incumbent Karen Weldin Stewart (D)

    Stewart was first elected insurance commissioner by a margin of 16 percentage points in 2008's open race after a heated Democratic primary competition. She won election to a second term in 2012 by 25 percent, despite losing the Democratic Party endorsement to primary opponent Mitch Crane.[6] Stewart founded the Weldin Group, an insurance and reinsurance consulting company, in 1993. She also previously worked for the Department of Insurance as a deputy receiver from 1989 to 1993.

    Party control in Delaware

    Delaware has been under Democratic trifecta control since 2009. The state's electoral votes have gone to the Democratic presidential candidate every year since 1992; the state went to Republicans in 1980, 1984, and 1988.[7] A Republican has not represented Delaware in the U.S. Senate since William Roth left office in 2001.

    Democrats have held the office of insurance commissioner since 2005, when Democrat Matthew Denn assumed office after winning 2004's open election by 5 percentage points. Denn declined to run for re-election in 2008, instead successfully running for the lieutenant governorship. Democrat Karen Weldin Stewart, who had unsuccessfully run for election in the past, won the 2008 election by 16 percentage points. Prior to Denn assuming office, the office of insurance commissioner in Delaware had changed party hands every eight to twelve years since the 1970s. General elections for the office over the past 30 years have been decided by 5 or more percentage points, even in open races.[8]

    Campaign data

    Campaign finance

    Trinidad Navarro Campaign Finance Reports
    ReportDate FiledBeginning BalanceTotal Contributions
    for Reporting Period
    ExpendituresCash on Hand
    06/30/2015-12/31/201501/19/2016$0$11,870.00$(21.24)$11,848.76
    01/01/2016-08/14/201608/11/2016$11,848.76$49,270.00$(29,486.71)$31,632.05
    Running totals
    $61,140$(29,507.95)
    Karen Weldin Stewart Campaign Finance Reports
    ReportDate FiledBeginning BalanceTotal Contributions
    for Reporting Period
    ExpendituresCash on Hand
    01/01/2015-12/31/201501/15/2016$18,669.72$84,157.59$(19,045.56)$83,781.75
    01/01/2016-08/14/201608/15/2016$83,781.75$44,825.00$(81,210.60)$47,396.15
    Running totals
    $128,982.59$(100,256.16)
    George Parish Campaign Finance Reports
    ReportDate FiledBeginning BalanceTotal Contributions
    for Reporting Period
    ExpendituresCash on Hand
    04/10/2015-12/31/201501/06/2016$0$11,905.00$(642.01)$11,262.99
    01/01/2016-08/14/201608/16/2016$11,262.99$1,683.97$(12,502.99)$443.97
    Running totals
    $13,588.97$(13,145)
    Jeff Cragg Campaign Finance Reports
    ReportDate FiledBeginning BalanceTotal Contributions
    for Reporting Period
    ExpendituresCash on Hand
    01/22/2016-08/14/201608/10/2016$0$5,700.00$(4,936.52)$763.48
    Running totals
    $5,700$(4,936.52)

    Endorsements

    Key endorsements, Democratic primary candidates
    Trinidad Navarro (D)Karen Weldin Stewart (D)
    Delaware State Education Association 
    Barbara Gittings Delaware Stonewall Democrats 
    What is a key endorsement?

    Campaign media

    Note: If a candidate is not listed below, Ballotpedia staff were unable to locate any campaign media for that candidate. Do you know of any? Tell us!

    Democrats
    Trinidad Navarro (D) Campaign website Facebook YouTube Linkedin

    Republicans
    George Parish (R) Campaign website 
    Jeff Cragg (R) Campaign website Facebook Twitter Linkedin

    About the office

    See also: Delaware Insurance Commissioner

    Insurance commissioners regulate Delaware's insurance industry, track insurance companies' financial well-being, and investigate and prosecute insurance fraud complaints.

    Incumbent

    The incumbent was Karen Weldin Stewart, a Democrat. Stewart was elected to her first four-year term in 2008 and won re-election in November 2012.

    Qualifications There are no special qualifications for the office of insurance commissioner.

    Authority

    The insurance commissioner's election and term of office, are established by Article III of the Delaware Constitution.

    Delaware Constitution, Article III, Section 21:

    The terms of the office of the Attorney General, the Insurance Commissioner, the Auditor of Accounts and the State Treasurer shall be four years. These officers shall be chosen by the qualified electors of the State at general elections, and be commissioned by the Governor....

    Elections

    Delaware state government organizational chart

    Delaware elects insurance commissioners to four-year terms during gubernatorial election years. 2004, 2008, 2012 and 2016 are all insurance commissioner election years. Insurance commissioner elections are partisan, unlike some other down-ballot elected positions.

    2016

    See also: Delaware Insurance Commissioner election, 2016

    The general election for insurance commissioner was held on November 8, 2016.

    Trinidad Navarro defeated Jeff Cragg in the Delaware insurance commissioner election.

    Delaware Insurance Commissioner, 2016
    Party Candidate Vote % Votes
         Democratic Green check mark transparent.png Trinidad Navarro 59.29% 246,428
         Republican Jeff Cragg 40.71% 169,228
    Total Votes 415,656
    Source: Delaware Secretary of State

    2012

    See also: Delaware down ballot state executive elections, 2012

    Incumbent Karen Weldin Stewart defeated challengers Benjamin Mobley (R) and David R. Eisenhour (L) in the general election on November 6, 2012. On October 24, 2012, Eisenhour suspended his campaign, announcing instead that he would run for clerk of the peace in Sussex County.[9]

    Delaware Insurance Commissioner General Election, 2012
    Party Candidate Vote % Votes
         Democratic Green check mark transparent.pngKaren Weldin Stewart Incumbent 61.1% 233,354
         Republican Benjamin Mobley 36.8% 140,669
         Libertarian David R. Eisenhour 2.1% 7,838
    Total Votes 381,861
    Election results via Delaware State Board of Elections


    Term limits

    There are no term limits for the office of insurance commissioner.

    Recent news

    The link below is to the most recent stories in a Google news search for the terms Delaware Insurance Commissioner Election 2016. These results are automatically generated from Google. Ballotpedia does not curate or endorse these articles.

    See also

    Delaware State Executive Elections News and Analysis
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    External links

    Footnotes