Your feedback ensures we stay focused on the facts that matter to you most—take our survey
Michigan Proposal C, Auto Insurance Coverage Referendum (1994)
| Michigan Proposal C | |
|---|---|
|
|
|
| Election date |
|
| Topic Insurance policy and Tort law |
|
| Status |
|
| Type Veto referendum |
Origin |
Michigan Proposal C was on the ballot as a veto referendum in Michigan on November 8, 1994. It was defeated.
A “yes” vote supported changing laws relating to auto insurance coverage. |
A “no” vote opposed changing laws relating to auto insurance coverage. |
Election results
|
Michigan Proposal C |
||||
|---|---|---|---|---|
| Result | Votes | Percentage | ||
| Yes | 1,165,732 | 39.14% | ||
|
|
1,812,526 | 60.86% | ||
Text of measure
Ballot title
The ballot title for Proposal C was as follows:
| “ | PROPOSAL C A REFERENDUM ON PUBLIC ACT 143 OF 1993 - AN AMENDMENT TO MICHIGAN'S AUTO INSURANCE LAWS Public Act 143 of 1993 would: 1) Reduce auto insurance rates by 16% (average) for 6 months for policyholders reducing policy personal injury (medical) insurance to $1 million. Extra coverage made available at added cost. 2) Permit Insurance Commissioner to waive company's obligation to reduce rates if statutory formula would be in excess of 1989-1992 state average. 3) Place limits on personal injury (medical) benefits. 4) Limit fees paid by health care providers. 5) Limit right to sue by setting higher standards for the recovery of damages for "pain and suffering" and prevent and prevent uninsured drivers and drivers over 50% at fault from collecting damages. 6) Allow rate reductions for accident-free driving with the same insurer. Should this law be approved? YES NO | ” |
Full Text
The full text of this measure is available here.
Path to the ballot
A veto referendum is a citizen-initiated ballot measure that asks voters whether to uphold or repeal an enacted law. This type of ballot measure is also called statute referendum, popular referendum, people's veto, or citizen's veto. There are 23 states that allow citizens to initiate veto referendums.
In Michigan, the number of signatures required for a veto referendum is equal to 5% of the votes cast in the last gubernatorial election. Signatures for veto referendums are due 90 days following the final adjournment of the legislative session at which the targeted bill was passed. A simple majority vote is required for voter approval.
See also
Footnotes
External links
 |
State of Michigan Lansing (capital) |
|---|---|
| Elections |
What's on my ballot? | Elections in 2025 | How to vote | How to run for office | Ballot measures |
| Government |
Who represents me? | U.S. President | U.S. Congress | Federal courts | State executives | State legislature | State and local courts | Counties | Cities | School districts | Public policy |
