Public policy in Minnesota

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The Public Policy Project on Ballotpedia aims to illuminate major policy issues being discussed and implemented throughout the United States. Public policy can be complicated and controversial; deciding what works best and how to allocate resources to achieve a policy goal can involve multiple trade-offs. Much of the public policy that affects citizens economically, legally and socially, is made at the state level. Below you will find links and introductions to all the Minnesota public policy articles on Ballotpedia. To see the policy overview of another state click on the map below.

For a list of all public policy articles on Ballotpedia see here.

Budget Policy

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Budget and finances

In Minnesota, as in other states, lawmakers and public officials are elected in part to manage the state's finances. This includes generating revenues (money coming into the state from various sources) and approving expenditures (the money spent on governmental functions and servicing state debt). State budgets are complex and fluid, as they depend on anticipated revenues and planned expenditures, which may alter over the course of a fiscal year. If revenues do not keep pace with expenditures, states generally have to raise taxes, cut services, borrow money, or a combination of the three. State budget decisions are also influenced by policy decisions at the national level, such as the Affordable Care Act or energy and environmental regulations, and issues at the local level, such as crime and the quality of education.

HIGHLIGHTS
  • Between fiscal years 2015 and 2016, total government spending in Minnesota increased by approximately $2.4 billion—from $35.8 billion in fiscal year 2015 to an estimated $38.2 billion in 2016. This represents a 6.8-percent increase.[1]
  • In Minnesota in fiscal year 2015, 48.6 percent of total tax revenues came from income taxes.
  • Education accounted for 30 percent of state expenditures in fiscal year 2015, while 29.9 percent went to Medicaid.
  • Taxes

    Minnesota generates the bulk of its tax revenue by levying a personal income tax and a sales tax. The state derives its constitutional authority to tax from Article X of the state constitution.[2][3]

    Tax policy can vary from state to state. States levy taxes to help fund the variety of services provided by state governments. Tax collections comprise approximately 40 percent of the states' total revenues. The rest comes from non-tax sources, such as intergovernmental aid (e.g., federal funds), lottery revenues and fees. The primary types of taxes levied by state governments include personal income tax, general sales tax, excise (or special sales) taxes and corporate income tax.[4]

    HIGHLIGHTS
  • According to the United States Census Bureau, Minnesota collected $25.19 billion in tax revenue in 2016. The state's tax revenue per capita was $4,563.
  • Civil Liberties Policy

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    Affirmative action

    Affirmative action in Minnesota refers to the steps taken by employers and universities in Minnesota to increase the proportions of historically disadvantaged minority groups at those institutions. Historically, affirmative action nationwide has taken many different forms, such as strict quotas, extra outreach efforts, and racial and gender preferences. However, racial quotas in university admissions were banned in a 1978 United States Supreme Court case, Regents of the University of California v. Bakke.[5]

    On June 29, 2023, the Supreme Court reversed lower court decisions in Students for Fair Admissions, Inc. v. President and Fellows of Harvard College and Students for Fair Admissions, Inc. v. University of North Carolina, effectively ending the use of affirmative action in college admissions.

    As of March 2015, 109 out of 577 public four-year universities across the country reported that they considered race in admissions. This practice has been banned in eight states. Meanwhile, 28 states require affirmative action plans in either public employment or apprenticeships. Affirmative action programs that grant racial preferences have come under scrutiny in the courts for potentially violating the Equal Protection Clause of the Fourteenth Amendment and Title VII of the Civil Rights Act.[6][7]

    HIGHLIGHTS
  • In Minnesota, three public universities reported considering race in admissions as of April 2015.
  • In addition, Minnesota required state contractors to develop affirmative action plans for their employment processes.
  • The effects of affirmative action policies are contested. Proponents argue that affirmative action diversifies selective institutions and provides more opportunities to minorities. Opponents argue that implementing policies that favor some groups requires discrimination against others and that these policiesmay harm individuals they are meant to help.

    Campaign finance

    Campaign finance requirements govern how much money candidates and campaigns may receive from individuals and organizations, how they must report those contributions, and how much individuals, organizations, and political parties may contribute to campaigns. In addition to direct campaign contributions, campaign finance laws also apply to third-party organizations and nonprofit organizations that seek to influence elections through independent expenditures or issue advocacy.

    This page provides background on campaign finance regulation, lists contribution limits to state candidates and ballot measures in Minnesota, compares contribution limits to gubernatorial and state legislative candidates in Minnesota with those from other states, and details the candidate reporting requirements in Minnesota.

    The information on this page pertains to candidates for state office and state ballot measures. Candidates for federal office are subject to federal campaign finance law. Candidates for local office are subject to all applicable state laws as well as any separate local campaign finance regulations.[8]

    As of August 2025:
  • Individuals could contribute $4,000 per two-year period to gubernatorial candidates, $1,000 per two-year period to state senate candidates, and $1,000 per two-year period to state house candidates.
  • State parties could contribute $40,000 per two-year period to gubernatorial candidates, $10,000 per two-year period to state senate candidates, and $10,000 per two-year period to state house candidates.
  • Political committees were subject to the same contribution limits as individual contributors.
  • Corporations could not contribute directly to candidates for office or party committees, but unions were subject to the same contribution limits as individual contributors.
  • Background

    Seal of the United States Federal Election Commission

    The Federal Election Commission (FEC) is the independent regulatory agency that administers and enforces federal campaign election laws. The FEC is responsible for disclosing campaign finance information, enforcing limits and prohibitions on contributions, and overseeing public funding of presidential elections.[9] According to the FEC, an individual becomes a federal candidate and must begin reporting campaign finances once he or she has either raised or spent $5,000 in his or her campaign. Within fifteen days of this benchmark, the candidate must register with the FEC and designate an official campaign committee, which is responsible for the funds and expenditures of the campaign. This committee must have an official treasurer and cannot support any candidate but the one who registered it. Detailed financial reports are then made to the FEC every financial quarter after the individual is registered. Reports are also made before primaries and before the general election.[10]

    The Supreme Court of the United States has issued a number of rulings pertaining to federal election campaign finance regulations. In the 2010 Citizens United v. Federal Election Commission decision, the court held that corporate funding of independent political broadcasts in candidate elections cannot be limited. The court's decision also overturned the ban on for-profit and not-for-profit corporations and unions broadcasting electioneering communications in the 30 days before a presidential primary and in the 60 days before a general election.[11] In the SpeechNOW.org v. Federal Election Commission decision, the first application of the Citizens United decision, the court held that contribution limits on what individuals could give to independent expenditure-only groups, and the amount these organizations could receive, were unconstitutional. Contribution limits on donations directly to candidates, however, remained unchanged.[12][13] In 2014's McCutcheon v. Federal Election Commission decision, the court overturned biennial aggregate campaign contribution limits, and held that individuals may contribute to as many federal candidates as they want, but may only contribute up to the federal limit in each case.[14]

    While the FEC governs federal election campaigns and contribution limits, individual states enforce their own regulation and reporting requirements. Regulations vary by state, as do limits on campaign contributions and third-party activities to influence elections. Candidates for local office must follow any applicable state and local campaign finance regulations.

    Contribution limits

    The table below details contribution limits as they applied to various types of individuals and groups in Minnesota as of August 2025. The uppermost row of the table indicates the contributor, while the leftmost column indicates the recipient.

    Minnesota contribution limits as of August 2025
      Individuals Single candidates committees PACs Political party Super PACs Corporations Unions
    Governor $4,000 $0 $4,000 $40,000 $0 $0 $4,000
    Statewide Candidate $2,500 $0 $2,500 $25,000 $0 $0 $2,500
    Senate $1,000 $0 $1,000 $10,000 $0 $0 $1,000
    House $1,000 $0 $1,000 $10,000 $0 $0 $1,000
    PAC unlimited unlimited unlimited unlimited $0 $0 unlimited
    Party committees unlimited unlimited unlimited unlimited $0 $0 unlimited
    Ballot measures unlimited unlimited unlimited unlimited $0 unlimited unlimited
    Limits apply per two-year election segment.
    Sources: Minnesota Campaign Finance and Disclosure Board, "2025-2026 Contribution and Spending Limits," accessed August 8, 2025

    State comparisons in the 2024 elections

    See also: State-by-state comparison of campaign finance requirements

    As of the 2024 elections, there were no individual contribution limits on contributions to gubernatorial or state legislative candidates in 12 states. The remaining 38 states, including Minnesota, had varying limits.


    Minnesota

    Individual contribution limits in Minnesota:

    • Governor: $4,000 per two-year period
    • State Senate: $1,000 per two-year period
    • State House: $1,000 per two-year period
    Comparison to other states

    In other states with individual contribution limits:

    • Governor
    • State Senate
      • Minimum: $200 per election (Colorado)
      • Maximum: $15,499.69 per election (Ohio)
    • State House
      • Minimum: $200 per election (Colorado)
      • Maximum: $15,499.69 per election (Ohio)

    Candidate reporting requirements

    Seal of Minnesota

    DocumentIcon.jpg See statutes: 2013 Minnesota Statutes, "Chapter 10A. Campaign Finance and Public Disclosure"

    Campaign finance requirements

    If a candidate anticipates receiving more than $750 from supporters or intends to receive public money, he or she must form a campaign committee. All campaign financial transactions must be made through the committee. The candidate can neither accept contributions nor make expenditures for the campaign outside of the committee.[16]

    The committee must have a chair and a treasurer, each of whom is chosen by the candidate. The candidate may, at his or her discretion, serve as the committee chair and/or treasurer. The treasurer is the key financial agent in the committee and is responsible for keeping records, reconciling the campaign's books, and meeting reporting requirements. The committee must keep a separate bank account, over which the treasurer must have signing authority. Any contributions must be deposited into this account within 10 business days of receipt.[16]

    The campaign committee must register with the Minnesota Campaign Finance and Public Disclosure Board. This registration includes basic information, such as the names and addresses of the candidate, the committee, the committee's officers, and the committee's bank account. The registration must be signed by the candidate or the treasurer and submitted (in person, or by mail, fax or email) to the board within 14 days after receiving more than $750 in contributions or making more than $750 in expenditures.[16]

    Reporting requirements

    Campaign committees are required to file regular campaign finance disclosure reports with the Campaign Finance and Disclosure Board. Each report covers the time period from the beginning of the year to the date of the report. The beginning balance on every report is always the ending balance from the last report. Reports must be filed every year until the committee closes, even if the committee does not collect or spend any money during the year. Reports must be filed electronically (the board can make exceptions if the committee demonstrates that it has a good reason for not filing electronically). The board offers free software for record keeping and reporting purposes, which can be downloaded here. Using the provided software, committees can automatically generate their reports based on the receipts and expenditures they enter.[16]

    For reporting purposes, contribution and expenditure amounts are the total of all contributions received from the same donor or expenditures made to the same vendor or supplier. Contributions from donors who each give $200 or less (including both cash and in-kind contributions) do not need to be itemized, but should be reported as aggregate totals. Contributions from one donor of more than $200 must be reported individually. The donor's name, address, and employer or occupation must be noted, as well as the date and amount of the contribution. For vendors or suppliers to whom expenditures of $200 or less are made, the total amount should be reported (itemization is not necessary). For vendors or suppliers to whom expenditures of more than $200 are made, the vendor's name and address must be noted along with expenditure details (date and amount of payment, and a description of the item or service purchased).[16]

    A committee cannot stop operating until it has $100 or less in cash and property and has submitted a termination report to the board. A committee can terminate its registration with the board even if it has unpaid debts, though the committee, candidate, or officers will remain liable for the unpaid debts.[16]

    In an election year, candidates for state legislative office are required to file three separate reports with the board.[17]

    In an election year, candidates for constitutional office (e.g., governor, secretary of state, etc.) must file six separate reports with the board.[18]

    In a non-election year, a candidate is only required to file one report for the entire year, due on January 31 of the following year.[16]

    For certain transactions that occur between the last pre-primary or pre-general report and the date of the election, special notice must be made to the board. The notice is due within 24 hours if the committee files electronically or by the next business day if the committee files in person.[16]

    Campaign finance legislation

    The table below displays bills related to campaign finance introduced during or carried over to Minnesota's current legislative session.[19]

    Election and campaign ballot measures

    See also: Elections and campaigns on the ballot and List of Minnesota ballot measures

    Ballotpedia has tracked 8 statewide ballot measures relating to elections and campaigns.

    1. Minnesota Amendment 2, Require Photo Voter Identification Measure (2012)
    2. Minnesota Amendment 3, Establishing State Canvassing Board Measure (1873)
    3. Minnesota State Canvassing Board, Amendment 3 (1877)
    4. Minnesota System for Biennial Elections, Amendment 2 (1883)
    5. Minnesota Clarify Voting Requirements, Amendment 3 (1952)
    6. Minnesota Voting Location and Indian Voting Rights, Amendment 4 (1960)
    7. Minnesota Age Requirements for Voting and Holding Office, Amendment 1 (1970)
    8. Minnesota Campaign Spending Limits, Amendment 1 (1980)


    Contact information

    Election agencies

    Seal of the U.S. Election Assistance Commission
    See also: State election agencies

    Individuals seeking additional information about election administration in Minnesota can contact the following local, state, and federal agencies.

    Minnesota County Election Officials

    Click here for a list

    Minnesota Secretary of State

    Veterans Service Building, Suite 210
    20 W 12th St
    Saint Paul, Minnesota 55155
    Phone: 651-215-1440
    Toll free: 1-877-600-8683
    Email: secretary.state@state.mn.us
    Website: https://www.sos.state.mn.us

    Minnesota Campaign Finance and Public Disclosure Board

    190 Centennial Office Building
    658 Cedar Street
    St. Paul, Minnesota 55155-1603
    Phone: 651-539-1180
    Toll free: 800-657-3889
    Fax: 651-539-1196
    Email: cf.board@state.mn.us
    Website: https://cfb.mn.gov

    U.S. Election Assistance Commission

    633 3rd Street NW, Suite 200
    Washington, DC 20001
    Phone: 301-563-3919
    Toll free: 1-866-747-1471
    Email: clearinghouse@eac.gov
    Website: https://www.eac.gov

    Federal Election Commission (FEC)

    1050 First Street, NE
    Washington, DC 20463
    Telephone: (202)-694-1100
    Toll-free: 1-800-424-9530
    Email: info@fec.gov
    Website: http://www.fec.gov/

    See also

    Footnotes

    1. National Association of State Budget Officers, "State Expenditure Report (Fiscal 2014-2016)," accessed June 26, 2017
    2. The Office of the Revisor of Statutes, "Constitution of the State of Minnesota," accessed October 17, 2014
    3. Tax Policy Center, "State Tax Collection Shares by Type 2000-2013," June 20, 2014
    4. Brunori, D. (2011). State Tax Policy: A Political Perspective. Washington, D.C.: The Urban Institute Press
    5. Oyez, "Regents of the University of California v. Bakke," accessed February 11, 2015
    6. Miller Center of Public Affairs, "Affirmative Action: Race or Class?" accessed February 10, 2015
    7. Business and Legal Resources, "Affirmative Action," accessed March 31, 2015
    8. National Conference of State Legislatures, "Campaign Finance Enforcement," accessed May 28, 2025
    9. Federal Election Commission, "About the FEC," accessed June 27, 2012
    10. Federal Election Commission, "Candidate Registration Brochure," accessed December 7, 2012
    11. New York Times, "Justices, 5-4, Reject Corporate Spending Limit," January 21, 2010
    12. Federal Election Commission, "Speechnow.org v. FEC," April 7, 2014
    13. OpenSecrets, "Two Federal Court Rulings Could Change Campaign Finance Landscape," March 26, 2010
    14. Federal Election Commission, "Ongoing Litigation," accessed March 18, 2015
    15. National Conference of State Legislatures, "State Limits on Contributions to Candidates 2023-2024 Election Cycle," accessed May 8, 2025
    16. 16.0 16.1 16.2 16.3 16.4 16.5 16.6 16.7 Minnesota Campaign Finance and Public Disclosure Board, "Legislative and Constitutional Office Candidate Handbook," accessed March 4, 2014
    17. Minnesota Campaign Finance and Public Disclosure Board, "2014 Disclosure Calendar - House of Representatives Candidates and District Court Judicial Candidates," accessed March 4, 2014
    18. Minnesota Campaign Finance and Public Disclosure Board, "2014 Disclosure Calendar - Constitutional Officer Candidates and Appellate Court Judicial Candidates," accessed March 4, 2014
    19. Bills are organized by most recent action. Clicking on a bill will open its page on Ballotpedia's Election Administration Legislation Tracker, which includes bill details and a summary.

    Nonprofit regulation

    Nonprofit regulation in Minnesota involves a complex set of rules that govern nonprofit organizations and charitable giving throughout the state. Major issues surrounding nonprofit regulation nationwide include the following:

    • contribution limits,
    • donor disclosure, and
    • the redefinition of issue advocacy.


    Minnesota is one of 39 states that require charitable organizations, and those intending to solicit on their behalf, to register with the state in order to solicit contributions, whether they are a Minnesota organization or based out-of-state. In Minnesota a number of groups and organizations are exempt from registration. These groups must apply for exemption; it is not automatic.[1]

    Minnesota is one of 32 states that allows registrants to use either the Unified Registration Statement (URS) or the state registration form.[2] Only seven states requiring registration do not accept the URS.

    According to Guidestar, an organization that reports on nonprofit companies, regulation of nonprofit activity protects donors and organizations from potential fraud and helps "to maintain trust in the [nonprofit] sector." According to the London School of Economics, nonprofit disclosure requirements can create privacy concerns among potential donors, thereby having an unintended negative impact on donor participation.[3][4]

    Education Policy

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    K-12 Public education

    The Minnesota public school system (prekindergarten through grade 12) operates within districts governed by locally elected school boards and superintendents. In 2022, Minnesota had 821,260 students enrolled in a total of 2,014 schools in 331 school districts. There were 48,805 teachers in the public schools, or roughly one teacher for every 17 students, compared to the national average of 1:16. In 2020, Minnesota spent on average $13,603 per pupil.[5] The state's graduation rate was 84 percent in the 2018-2019 school year.[6]

    Higher education

    Minnesota's higher education system is composed of 116 colleges and universities. Of these, 43 are public institutions, 37 are nonprofit private schools, and 36 are for-profit private institutions.[7]

    HIGHLIGHTS
  • Minnesota awarded $255.88 million in state-based financial aid in the 2013-2014 school year, a greater amount than in three neighboring states, including Wisconsin.
  • Average student debt held by college graduates in Minnesota amounted to about $31,579, ranking fifth highest in the country.
  • State financial support for public higher education in Minnesota totaled $1.4 billion in fiscal year 2015, a 12.5 percent increase over fiscal year 2013.
  • School choice

    School choice is a term that refers to programs offering alternatives to assigned local public school options. Public school choice options include open enrollment policies, magnet schools, and charter schools. Other options include school vouchers, scholarship tax credits, and education savings accounts (ESAs).[8][9]

    HIGHLIGHTS
  • According to the National Alliance for Public Charter Schools, a charter school advocacy group, there were an estimated 165 total charter schools in Minnesota in the 2015-2016 school year. These schools enrolled approximately 48,200 students.
  • In Minnesota, there were 85,260 students enrolled in 500 private schools in fall 2013, accounting for roughly 9.15 percent of the state's total school-age population.
  • In 2013-2014, Minnesota's 78 magnet schools served 40,951 students, 63 percent of whom were racial/ethnic minorities.
  • Proponents argue that school choice programs improve educational outcomes by expanding opportunity and access for historically disadvantaged students. In addition, advocates claim that school choice programs empower parents and improve traditional public schools through competition. Critics contend that these programs divert funds from traditional public schools, thereby generating unequal outcomes for students. In addition, some critics argue that school voucher programs wrongly direct tax dollars to religious organizations, which operate many private schools.

    Charter schools

    Charter schools in Minnesota are public schools operated independently of public school systems. Although they are largely publicly funded, charter schools are exempt from many of the requirements imposed by state and local boards of education regarding hiring and curriculum. As public schools, charter schools cannot charge tuition or impose special entrance requirements; students are usually admitted through a lottery process if demand exceeds the number of spaces available in a school. Charter schools generally receive a percentage of the per-pupil funds from the state and local school districts for operational costs based on enrollment. In most states, charter schools do not receive funds for facilities or start-up costs; therefore, they must rely to some extent on private donations. The federal government also provides revenues through special grants. As of March 2017, 44 states and the District of Columbia had approved legislation authorizing the creation of public charter schools. Six states had not.

    HIGHLIGHTS
  • According to the National Alliance for Public Charter Schools, a charter school advocacy group, there were an estimated 165 total charter schools in Minnesota in the 2015-2016 school year. These schools enrolled approximately 48,200 students.
  • Overall, charter school students accounted for 5.55 percent of total public school enrollment in Minnesota in 2015.
  • The Minnesota State Legislature approved the state's charter school law in 1992.
  • Election Policy

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    Ballot access requirements

    In order to get on the ballot in Minnesota, a candidate for state or federal office must meet a variety of state-specific filing requirements and deadlines. These regulations, known as ballot access laws, determine whether a candidate or party will appear on an election ballot. These laws are set at the state level. A candidate must prepare to meet ballot access requirements well in advance of primaries, caucuses, and the general election.

    There are three basic methods by which an individual may become a candidate for office in a state.

    1. An individual can seek the nomination of a state-recognized political party.
    2. An individual can run as an independent. Independent candidates often must petition in order to have their names printed on the general election ballot.
    3. An individual can run as a write-in candidate.

    This article outlines the steps that prospective candidates for state-level and congressional office must take in order to run for office in Minnesota. For information about filing requirements for presidential candidates, click here. Information about filing requirements for local-level offices is not available in this article (contact state election agencies for information about local candidate filing processes).

    Redistricting

    Redistricting is the process by which new congressional and state legislative district boundaries are drawn. Each of Minnesota's eight United States Representatives and 201 state legislators are elected from political divisions called districts. United States Senators are not elected by districts, but by the states at large. District lines are redrawn every 10 years following completion of the United States census. The federal government stipulates that districts must have nearly equal populations and must not discriminate on the basis of race or ethnicity.[10][11][12][13]

    Minnesota was apportioned eight seats in the U.S. House of Representatives after the 2020 census, the same number it received after the 2010 census. Click here for more information about redistricting in Minnesota after the 2020 census.

    HIGHLIGHTS
  • Following the 2020 United States Census, Minnesota was apportioned eight congressional districts, which was unchanged from the number it had after the 2010 census.
  • Minnesota's House of Representatives is made up of 134 districts; Minnesota's State Senate is made up of 67 districts.
  • In Minnesota, congressional and state legislative district boundaries are drawn by the Minnesota State Legislature.
  • Voting



    Election Policy VNT Logo.png

    Election Information
    2026 election and voting dates
    Voter registration
    Early voting
    Absentee/mail-in voting
    All-mail voting
    Voter ID laws
    State poll opening and closing times
    Time off work for voting

    Ballotpedia's Election Administration Legislation Tracker

    Select a state from the menu below to learn more about its voting policies.

    The policies governing voter participation are enacted and enforced primarily at the state level. These policies, which include voter identification requirements, early voting provisions, online voter registration systems, and more, dictate the conditions under which people cast their ballots in their respective states.

    This article includes the following information about voting policies in Minnesota:

    Click here for more information about election administration in the state, including voter list maintenance policies, provisional ballot rules, post-election auditing practices, and additional election policy context.

    For information on elections happening this year, click here.

    Do you have questions about your elections? Looking for information about your local election official? Click here to use U.S. Vote Foundation’s election official lookup tool.

    Energy Policy

    Energy Policy-Logo.png

    Energy information

    Energy policy involves governmental actions affecting the production, distribution, and consumption of energy in a state. Energy policies are enacted and enforced at the local, state, and federal levels and may change over time. These policies include legislation, regulation, taxes, incentives for energy production or use, standards for energy efficiency, and more. Stakeholders include citizens, politicians, environmental groups, industry groups, and think tanks. A variety of factors can affect the feasibility of federal and state-level energy policies, such as available natural resources, geography, and consumer needs.

    Fracking

    Read about Minnesota's state energy profile »

    According to the U.S. Energy Information Administration, Minnesota had no oil or natural gas reserves as of May 2017; thus, no fracking occurred in the state.[14]

    Environmental Policy

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    Environmental information

    Environmental policy aims to conserve natural resources by balancing environmental protection with economic growth, property rights, public health, and energy production. Federal, state, and local government entities develop and implement environmental policies through laws and regulations. This page features information about environmental policy in Minnesota.

    Endangered species

    Endangered species policy in Minnesota involves the identification and protection of endangered and threatened animal and plant species. Policies are implemented and enforced by both the state and federal governments.

    HIGHLIGHTS
  • As of July 2016, Minnesota was home to 18 species—10 endangered species and eight threatened species—listed under the federal Endangered Species Act (ESA).
  • Of these, 14 were animal species and four were plant species.
  • Finance Policy

    Policypedia Finance Final.png

    Financial regulation information

    The United States financial system is a network that facilitates exchanges between lenders and borrowers. The system, which includes banks and investment firms, is the base for all economic activity in the nation. According to the Federal Reserve, financial regulation has two main intended purposes: to ensure the safety and soundness of the financial system and to provide and enforce rules that aim to protect consumers. The regulatory framework varies across industries, with different regulations applying to different financial services.[15]

    Individual federal and state entities have different and sometimes overlapping responsibilities within the regulatory system. For example, individual states and three federal agencies—the Federal Reserve, the Office of Comptroller of the Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC)—regulate commercial banks. Other sectors of the financial market are regulated by specific entities.[16][17]

    HIGHLIGHTS
  • In 2015, there were a total of 312 distinct commercial banks in Minnesota, with total deposits of $213.09 billion.
  • The Minnesota Department of Commerce regulates state-chartered banks in Minnesota.
  • In 2015, a total of 24,306 financial crimes were reported in Minnesota according to the Financial Crimes Enforcement Network (FINCEN), an agency of the United States Department of Treasury.
  • Some, such as the Brookings Institution, argue that expanded governmental regulation of banks and financial products (e.g., mortgages) can prevent large-scale financial crises, protect consumers from abusive practices, and stabilize financial markets. Others, such as the Cato Institute, argue that over-regulation of banks of banks and financial products burdens business, stalls economic growth, and does little, if anything, to stabilize financial markets. Beyond this basic debate about the role of the government in regulating the private financial sector, there are varying opinions about the proper extent of governmental regulation.[18][19]

    Healthcare Policy

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    Healthcare information

    Healthcare policy in Minnesota involves the creation and implementation of laws, rules, and regulations for managing the state's healthcare system. The healthcare system consists of services provided by medical professionals to diagnose, treat, and prevent mental and physical illness and injury. The system also encompasses a wide range of related sectors, such as insurance, pharmaceuticals and health information technology.

    According to the National Conference of State Legislatures, the 50 state legislatures collectively "make thousands of health policy decisions each year," not including the decisions made by local governments, which often oversee hospitals, and private bodies, such as insurers. These decisions can include budget appropriations, requirements for doctors obtaining their licenses, which services are covered by insurance, how personal health information is managed, and which immunizations children must receive, among many others.[20]

    Healthcare policy affects not only the cost citizens must pay for care, but also their access to care and the quality of care received, which can influence their overall health. A top concern for policymakers is the rising cost of healthcare, which has placed an increasing strain on the disposable income of consumers as well as on state budgets.

    Other issues in healthcare policy include

    Medicaid spending

    Minnesota's Medicaid program provides medical insurance to groups of low-income people and individuals with disabilities. Medicaid is a nationwide program jointly funded by the federal government and the states. Medicaid eligibility, benefits, and administration are managed by the states within federal guidelines. A program related to Medicaid is the Children's Health Insurance Program (CHIP), which covers low-income children above the poverty line and is sometimes operated in conjunction with a state's Medicaid program. Medicaid is a separate program from Medicare, which provides health coverage for the elderly.

    Effect of the Affordable Care Act

    The impact of the Affordable Care Act of 2010 (ACA), also known as Obamacare, has been debated among politicians, policymakers, and other stakeholders. The ACA was signed into law in 2010 by President Barack Obama (D). The law facilitated the purchase of health insurance through a system of health insurance exchanges, tax credits, and subsidies. Initially, states were required to expand eligibility for Medicaid under the law; a 2012 ruling by the United States Supreme Court made the Medicaid expansion voluntary for states. The law also required insurers to cover healthcare services within a standard set of benefits and prohibited coverage denials based on preexisting conditions. Under the law, all individuals were required to obtain health insurance.

    HIGHLIGHTS
  • Between 2013 and 2016, the number of uninsured individuals in Minnesota declined by 48.9%.
  • About 90,000 individuals in Minnesota were enrolled in health plans offered through the health insurance exchange in 2017. Enrollment in Medicaid amounted to about 1.1 million in May 2017.
  • The Kaiser Family Foundation found that between 2016 and 2017, average monthly premiums for benchmark plans on Minnesota's exchange increased by an average of 55% in the Minneapolis market, from $235 to $366.

  • Immigration Policy

    Policypedia Imigration Final.png

    Immigration information

    Immigration policy determines who may become a new citizen of the United States or enter the country as a temporary worker, student, refugee, or permanent resident. The federal government is responsible for setting and enforcing most immigration policy.

    Meanwhile, states assume a largely supportive role, enacting their own supplementary laws and setting policies that may, for example, determine which public services immigrants can access, establish employee screening requirements, or guide the interaction between related state agencies and their federal counterparts.

    Some jurisdictions, including some states, cities, and counties, have adopted policies of not cooperating with federal immigration enforcement; these jurisdictions have become known as sanctuary jurisdictions.

    HIGHLIGHTS
  • As of October 2016, Minnesota allowed lawfully residing immigrant children and pregnant women to enroll in Medicaid and the Children's Health Insurance Program. Minnesota also allowed individuals residing in the state without legal permission to access in-state tuition rates.
  • In 2014, among Minnesota residents, 6.4 percent of native-born citizens lived below the poverty line, compared to nearly one-quarter of non-citizens.
  • According to the American Immigration Council, nearly 28.6 percent of the population growth in Minnesota between 2000 and 2013 could be attributed to immigration.[21]
  • Pension Policy

    Pension Policy Logo.png

    Public pensions

    Minnesota public pensions are the state mechanism by which state and many local government employees in Minnesota receive retirement benefits.

    There were 509 public pension systems in Minnesota as of 2020. Of these, six were state-level programs. Membership in Minnesota's various pension systems totaled 779,057, as of fiscal year 2020. Of these, 329,453 were active members.[22]

    HIGHLIGHTS
  • Total contributions of $2.8 billion were made to Minnesota's state and local pension systems, in fiscal year 2020. Of this amount, $1.3 billion came from employees.
  • Minnesota's state and local pension systems made payments totaling $5.4 billion, in fiscal year 2020.
  • Minnesota's state and local pension systems held $72.9 billion in total cash and investment holdings, as of fiscal year 2020.

  • Public policy in other states

    Click your state for an overview of policy information in your state.
    http://ballotpedia.org/Public policy in STATE


    Footnotes

    1. Fishman, S. & Barrett, R. (2012). Nonprofit Fundraising Registration: The 50 State Guide. NOLO.
    2. "Multistate Filing Form," accessed December 17, 2014
    3. Guidestar, Fundraising: What Laws Apply?" accessed February 18, 2015
    4. London School of Economics, "Campaign finance laws that make small donations public may lead to fewer people contributing and to smaller donations," January 7, 2015
    5. United States Census Bureau, "U.S. School System Current Spending Per Pupil by Region: Fiscal Year 2020," May 18, 2022
    6. National Center for Education Statistics, "Fast Facts: High school graduation rates," accessed September 28, 2022
    7. National Center for Education Statistics, "College Navigator - Minnesota," accessed July 12, 2016
    8. National Conference of State Legislatures, "School Choice and Charters," accessed June 18, 2014
    9. Friedman Foundation for School Choice, "What is School Choice?" accessed June 18, 2014
    10. All About Redistricting, "Why does it matter?" accessed April 8, 2015
    11. Indy Week, "Cracked, stacked and packed: Initial redistricting maps met with skepticism and dismay," June 29, 2011
    12. The Atlantic, "How the Voting Rights Act Hurts Democrats and Minorities," June 17, 2013
    13. Redrawing the Lines, "The Role of Section 2 - Majority Minority Districts," accessed April 6, 2015
    14. Cite error: Invalid <ref> tag; no text was provided for refs named EIA
    15. Board of Governors of the Federal Reserve System, "Government Performance and Results Act Annual Performance Report 2011," July 10, 2012
    16. The National Bureau of Economic Research, "A Brief History of Regulations Regarding Financial Markets in the United States: 1789 to 2009," September 2011
    17. Federal Deposit Insurance Corporation, "The U.S. Federal Financial Regulatory System: Restructuring Federal Bank Regulation," January 19, 2006
    18. Brookings, "The Origins of the Financial Crisis," November 24, 2008
    19. The Cato Institute, "Did Deregulation Cause the Financial Crisis?" July 2009
    20. National Conference of State Legislatures, "Health," accessed July 8, 2015
    21. American Immigration Council, "New Americans in Minnesota," accessed October 24, 2016
    22. United States Census Bureau, 2020 Annual Survey of Public Pensions: State & Local Tables accessed February 23, 2022