Arizona Proposition 203, No-Fault Auto Insurance System Initiative (1990)
| Arizona Proposition 203 | |
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| Topic Business regulations |
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| Type Initiated state statute |
Origin |
Arizona Proposition 203 was on the ballot as an initiated state statute in Arizona on November 6, 1990. It was defeated.
A "yes" vote supported allowing the consumer the option of purchasing a fault based or personal protection insurance policy, limiting the right of an injured person to sue someone else who was at fault in causing an accident, requiring an average premium for a personal protection policy to be at least 20% less than that insurer's average statewide automobile insurance premium, requiring insurance companies to pay claims within 30 days, establishing minimum coverage requirements of $15,000, and prohibiting insurance companies from cancelling or adjusting the premium of policies for persons involved in claims who did not cause the accident. |
A "no" vote opposed allowing the consumer the option of purchasing a fault based or personal protection insurance policy, limiting the right of an injured person to sue someone else who was at fault in causing an accident, requiring an average premium for a personal protection policy to be at least 20% less than that insurer's average statewide automobile insurance premium, requiring insurance companies to pay claims within 30 days, establishing minimum coverage requirements of $15,000, and prohibiting insurance companies from cancelling or adjusting the premium of policies for persons involved in claims who did not cause the accident. |
Election results
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Arizona Proposition 203 |
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| Result | Votes | Percentage | ||
| Yes | 156,301 | 14.90% | ||
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892,794 | 85.10% | ||
Text of measure
Ballot title
The ballot title for Proposition 203 was as follows:
| “ | AN INITIATIVE MEASURE RELATING TO INSURANCE; ESTABLISHING A CONSUMER CHOICE IN MOTOR VEHICLE INSURANCE SYSTEM WHICH OFFERS A CHOICE OF COVERAGE AGAINST LOSSES FROM PERSONAL INJURY AND PROPERTY DAMAGE ARISING OUT OF THE OPERATION OR USE OF MOTOR VEHICLES; PRESCRIBING A TWENTY PERCENT REDUCTION IN RATES; ABOLISHING TORT LIABILITY IN CERTAIN CASES; PRESCRIBING DEFINITIONS; PRESCRIBING THE GEOGRAPHIC APPLICATION OF PERSONAL PROTECTION POLICIES; PRESCRIBING PERSONS WHO ARE NOT ENTITLED TO PERSONAL PROTECTION BENEFITS; PRESCRIBING THE PAYMENT OF PERSONAL PROTECTION BENEFITS; PRESCRIBING PROCEDURES WHEN TWO OR MORE COVERAGES APPLY; PRESCRIBING THE PRIORITY OF BENEFITS; PRESCRIBING SOURCES OF INDEMNITY; PRESCRIBING LEGAL LIABILITY; PRESCRIBING THE RIGHT TO CHOOSE TO REMAIN IN THE TORT SYSTEM; PROSCRIBING A SUBTRACTION AGAINST PERSONAL PROTECTION BENEFITS DUE; PRESCRIBING MONTHLY PAYMENTS OF PERSONAL PROTECTION BENEFITS; PRESCRIBING WHEN PAYMENTS ARE OVERDUE; PRESCRIBING THAT PERSONAL PROTECTION BENEFITS ARE EXEMPT FROM GARNISHMENT; PROSCRIBING AN ASSIGNMENT OF ANY RIGHT TO PERSONAL PROTECTION BENEFITS; PROSCRIBING CANCELLATION OR NONRENEWAL; PRESCRIBING A PENALTY; PRESCRIBING A TWO YEAR LIMITATION, PROVIDING FOR MENTAL OR PHYSICAL EXAMINATIONS; PRESCRIBING FOR AN ASSIGNED CLAIMS PLAN; PRESCRIBING A PENALTY FOR FRAUDULENT CLAIM; PROSCRIBING DISCRIMINATION FOR MEDICAL SERVICES FEES; PROVIDING FOR THE USE OF A MANAGED CARE SYSTEM; PRESCRIBING INCENTIVES TO USE SAFETY EQUIPMENT; PRESCRIBING THAT THE DIRECTOR OF THE DEPARTMENT OF INSURANCE MAY ADOPT RULES FOR THE ADMINISTRATION OF THE PERSONAL PROTECTION PROGRAM; PRESCRIBING BIANNUAL COST OF LIVING REPORT; PROVIDING FOR ARBITRATION; PRESCRIBING COVERAGE OF OUT-OF-STATE MOTOR VEHICLES; PRECRIBING A RATING SYSTEM; PRESCRIBING A PLAN OF OPERATION; AMENDING TITLE 28, CHAPTER 7, ARIZONA REVISED STATUES, BY ADDING ARTICLE 9, AND AMENDING 20-259.01 (A) AND PROVIDING FOR CONDITIONAL ENACTMENT. | ” |
Ballot summary
The ballot summary for this measure was:
| “ | AN ACT CONDITIONED ON PASSAGE OF PROPOSITION 105 ALLOWING MOTORISTS EITHER TO CHOOSE AN AUTO INSURANCE COVERAGE OF AT LEAST $15,000 PER PERSON REGARDLESS OF FAULT AND GENERALLY LIMITING THE RIGHT TO CLAIM AND RECOVER DAMAGES IN CERTAIN CIRCUMSTANCES OR TO CHOOSE TO RETAIN THE RIGHT TO SUE. | ” |
Full Text
The full text of this measure is available here.
Path to the ballot
In Arizona, the number of signatures required for an initiated state statute is equal to 10 percent of the votes cast at the preceding gubernatorial election.
See also
External links
Footnotes
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State of Arizona Phoenix (capital) |
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