Des Moines, Iowa: The Iowa Supreme Court has ruled that car-crash victims must file suit within two years when seeking compensation via an uninsured motorist portion of any insurance policy. The two-year limit applies even to instances of injuries discovered after the limit has expired. The 4-3 decision was issued in a suit filed by Karen Robinson against Allied Property and Casualty Insurance Company relating to injuries sustained in a 2004 car crash.[1]
Robinson received surgery to alleviate pain in her neck almost three years after her accident. However, her lawsuit against Allied Property and Casualty Insurance Company seeking coverage under the underinsured motorist portion of her insurance policy was not filed until nearly six years after the accident. She argued that the two year limit wasn’t sufficient time to discover the true extent of her injuries sustained from the accident. The Iowa Supreme Court disagreed.[1]
