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Special enrollment period

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Special enrollment periods are periods of time outside the regular open enrollment periods in which one may sign up for health coverage. Special enrollment periods tend to be triggered by major life events like getting married or losing one's job.[1]

Overview

Special enrollment periods are periods of time outside the regular open enrollment periods in which one may sign up for health coverage. Typically, one is required to enroll in an insurance plan during an open enrollment period, a set period of time each year lasting a few weeks. However, insurance companies may allow enrollment outside of these time periods for individuals with special circumstances. Special enrollment periods could be triggered by a variety of factors. Often, a major life event qualifies one for a special enrollment, such as marriage, a birth, or the loss of job-based coverage.[1][2]

See Healthcare.gov for list of qualifying factors for a special enrollment period through the health insurance exchanges, current as of April 10, 2017.

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