Individual health plan
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An individual health plan, or individual health insurance, is a health plan purchased by an individual or family, and not provided by their employer.[1]
Overview
Individual health plans are health plans, purchased by individuals or families, that are not plans offered to them through their employer. In the past, individual plans tended to be less expensive than employer-sponsored group health plans, due to being medically underwritten and typically offering fewer benefits. However, with the passage of the Affordable Care Act, individual plans are required to offer more benefits, and are now guaranteed issue, potentially affecting the cost of their monthly premiums.[1][2]
See also
- Obamacare overview
- History of healthcare policy in the United States
- Group health plan
- Catastrophic health plans
External links
Footnotes
