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California Insurance Commissioner election, 2026

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2022
California Commissioner of Insurance
Ballotpedia Election Coverage Badge.png
Election details
Filing deadline: March 6, 2026
Primary: June 2, 2026
General: November 3, 2026
How to vote
Poll times:

7 a.m. to 8 p.m.
Voting in California

Ballotpedia analysis
Federal and state primary competitiveness
State executive elections in 2026
Impact of term limits in 2026
State government trifectas
State government triplexes
Ballotpedia's Election Analysis Hub, 2026
California
executive elections
Governor

Lieutenant Governor
Attorney General
Secretary of State
Controller
Insurance Commissioner
Superintendent of Public Instruction
Treasurer
State Board of Equalization (4 seats)

California is holding an election for insurance commissioner on November 3, 2026.

Candidates and election results

Note: The following list includes official candidates only. Ballotpedia defines official candidates as people who:

  • Register with a federal or state campaign finance agency before the candidate filing deadline
  • Appear on candidate lists released by government election agencies

Note: At this time, Ballotpedia is combining all declared candidates for this election into one list under a general election heading. As primary election dates are published, this information will be updated to separate general election candidates from primary candidates as appropriate.

General election

The general election will occur on November 3, 2026.

General election for California Commissioner of Insurance

Ben Allen, Steven Bradford, Patrick Wolff, and Stacy Korsgaden are running in the general election for California Commissioner of Insurance on November 3, 2026.


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Candidate profiles

This section includes candidate profiles that may be created in one of two ways: either the candidate completed Ballotpedia's Candidate Connection survey, or Ballotpedia staff may compile a profile based on campaign websites, advertisements, and public statements after identifying the candidate as noteworthy. For more on how we select candidates to include, click here.

Image of Patrick Wolff

WebsiteFacebookX

Party: Democratic Party

Incumbent: No

Submitted Biography "Patrick is a financial analyst, father, and lifelong Democrat running for California Insurance Commissioner to fix our state’s broken insurance system and put consumers first. He’s spent his career solving complex problems in business, finance, and insurance, and is running for CA Insurance Commissioner because he believes Californians deserve an insurance system that is fair, transparent, and accountable. Before launching his business career, Patrick was best known for his accomplishments as a chess player. He is a two-time U.S. Chess Champion and international grandmaster. After graduating magna cum laude from Harvard University, he brought the strategic thinking and discipline he learned at the chessboard into the world of finance and insurance."


Key Messages

To read this candidate's full survey responses, click here.


Patrick will fix California’s broken insurance system so coverage is available, affordable, and fair. California’s insurance markets are in crisis: many homeowners, renters, and small businesses can’t get the coverage they need, and those who can often face skyrocketing premiums and shrinking coverage. More and more people are being pushed onto the FAIR Plan, our “insurer of last resort,” which was never designed to carry this much of the market.


Patrick brings real insurance and financial expertise — and he will stay independent from the insurance industry. This office should be held by someone whose qualifications are in insurance, finance, and consumer protection, not someone looking for a political stepping stone. Patrick has spent years analyzing insurance companies like Berkshire Hathaway and other major public insurers as a Chartered Financial Analyst, and helped build a home and auto insurance brokerage inside Capital One. That work gave him an inside view of how insurers design products, price risk, and manage claims, and how those decisions affect ordinary people. He also understands the importance of independence. Patrick has pledged not to accept campaign contributions


Patrick will make the Department of Insurance work for consumers by demanding accountability, speeding approvals, and making policies understandable. Too often, people feel powerless when dealing with their insurance company. Claims get delayed or denied, policies are confusing, and there’s no easy way to compare how companies treat their customers. Patrick will change this. As Insurance Commissioner, Patrick will create clear “report cards” that grade insurance companies on how they handle claims using the Department’s existing justified complaint data, and he will require those grades to be shown to consumers before they buy a policy. Patrick will push to streamline rate-review timelines so California gets closer to the national average

Ballotpedia's Candidate Connection survey responses

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Survey responses from candidates in this race

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Note: Ballotpedia reserves the right to edit Candidate Connection survey responses. Any edits made by Ballotpedia will be clearly marked with [brackets] for the public. If the candidate disagrees with an edit, he or she may request the full removal of the survey response from Ballotpedia.org. Ballotpedia does not edit or correct typographical errors unless the candidate's campaign requests it.

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Patrick will fix California’s broken insurance system so coverage is available, affordable, and fair.

California’s insurance markets are in crisis: many homeowners, renters, and small businesses can’t get the coverage they need, and those who can often face skyrocketing premiums and shrinking coverage. More and more people are being pushed onto the FAIR Plan, our “insurer of last resort,” which was never designed to carry this much of the market.

Patrick brings real insurance and financial expertise — and he will stay independent from the insurance industry. This office should be held by someone whose qualifications are in insurance, finance, and consumer protection, not someone looking for a political stepping stone. Patrick has spent years analyzing insurance companies like Berkshire Hathaway and other major public insurers as a Chartered Financial Analyst, and helped build a home and auto insurance brokerage inside Capital One. That work gave him an inside view of how insurers design products, price risk, and manage claims, and how those decisions affect ordinary people. He also understands the importance of independence. Patrick has pledged not to accept campaign contributions

Patrick will make the Department of Insurance work for consumers by demanding accountability, speeding approvals, and making policies understandable. Too often, people feel powerless when dealing with their insurance company. Claims get delayed or denied, policies are confusing, and there’s no easy way to compare how companies treat their customers. Patrick will change this. As Insurance Commissioner, Patrick will create clear “report cards” that grade insurance companies on how they handle claims using the Department’s existing justified complaint data, and he will require those grades to be shown to consumers before they buy a policy.

Patrick will push to streamline rate-review timelines so California gets closer to the national average
Patrick is most passionate about:

Insurance reform and consumer protection: California’s insurance system has become opaque, confusing, and too often unfair to ordinary people. Patrick cares deeply about creating a market where coverage is available and affordable, where companies are held accountable for honoring claims, and where consumers have clear information when they make decisions. That means grading insurers on claims performance, fixing underinsurance, strengthening the Sustainable Insurance Strategy to bring more companies back into the state, and investing in tools that make policies easier to understand. Climate resilience and wildfire risk:

Our insurance crisis is tightly linked to climate change and worsening wildfires. Patr
Insurance is regulated at the state level. Each state has its own Department of Insurance; each Department of Insurance is run by the Insurance Commissioner. The Insurance Commissioner has the ultimate responsibility to make sure insurance is regulated effectively for the good of the customer, i.e. the end consumer.
While there are many people I admire, for the role of Insurance Commissioner the example I would most like to follow is Warren Buffett in terms both of how responsibly he anticipated/managed risk and how effectively he communicated to his shareholders. While the role of a government regulator is obviously different from that of a public company CEO, I believe the qualities that Mr. Buffett demonstrated will be crucial for me to do my job effectively.
Focus on the general public good; integrity; honesty; competence.
The fundamental job of the Insurance Commissioner is to regulate the insurance market for the good of the customer, i.e. the end consumer.
I would like my legacy in public service to be that I reformed California’s insurance market, made people’s lives better, and helped bring about more effective statewide governance generally.
I have a vivid memory of a July 4th parade in our town of Northampton celebrating the 200th anniversary of the Declaration of Independence in 1976. I was 8 years old.
After I graduated Harvard in 1997 I went to work for a management consulting company. I worked there for two years.
The collected plays of William Shakespeare, for their wisdom, their beauty, and their sheer entertainment.
I loved comic books as a kid and always wanted to be Spiderman.
My parents ended up divorcing. It was important for me to have a happy marriage and provide a more stable environment for my children. I am very glad and proud to say that has been the case.
The core responsibilities are: (1) ensuring the solvency of the insurance companies, so they can fulfill their obligations to customers; (2) the prevention, minimization and prosecution of fraud; (3) policing market conduct by insurance companies, including (but not limited to) ensuring they follow through on their responsibilities to pay claims; (4) fostering a well functioning and competitive marketplace, so that customers derive the maximum benefit from competition and innovation and pay the lowest sustainable prices for adequate coverage; (5) providing transparency for all stakeholders.
People should probably be more generally aware of the important role of the Department of Insurance and the Insurance Commissioner.
Most states appoint the Insurance Commissioner; only a minority elect this officer. I believe familiarity with the workings of government is important, but I do not believe it is important to have previously held elected office. In fact, there is an argument that this particular government role should not attract politicians who may use it as a stepping stone rather than being focused on doing the job.
The holders of this office should have deep expertise in insurance specifically and financial markets generally. Communication and negotiation skills are also extremely important.
I have heard many stories from people of the pain they endured from losing their homes and subsequent difficulty dealing with their insurance companies.
I am extremely proud of being the US Chess Champion in 1992 and 1995.


You can ask candidates in this race to fill out the survey by clicking their names below:

Voting information

See also: Voting in California

Ballotpedia will publish the dates and deadlines related to this election as they are made available.

Past elections

The section below details election results for this office in elections dating back to 2014.

2022

See also: California Insurance Commissioner election, 2022

General election

General election for California Commissioner of Insurance

Incumbent Ricardo Lara defeated Robert P. Howell in the general election for California Commissioner of Insurance on November 8, 2022.

Candidate
%
Votes
Image of Ricardo Lara
Ricardo Lara (D)
 
59.9
 
6,355,915
Image of Robert P. Howell
Robert P. Howell (R)
 
40.1
 
4,249,391

Total votes: 10,605,306
Candidate Connection = candidate completed the Ballotpedia Candidate Connection survey.
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Nonpartisan primary election

Nonpartisan primary for California Commissioner of Insurance

The following candidates ran in the primary for California Commissioner of Insurance on June 7, 2022.

Candidate
%
Votes
Image of Ricardo Lara
Ricardo Lara (D)
 
35.9
 
2,414,744
Image of Robert P. Howell
Robert P. Howell (R)
 
18.1
 
1,216,322
Image of Marc Levine
Marc Levine (D)
 
18.0
 
1,208,645
Image of Greg Conlon
Greg Conlon (R)
 
16.2
 
1,086,683
Image of Eugene Allen
Eugene Allen (D) Candidate Connection
 
3.8
 
258,040
Image of Nathalie Hrizi
Nathalie Hrizi (Peace and Freedom Party)
 
2.8
 
190,414
Image of Veronika Fimbres
Veronika Fimbres (G) Candidate Connection
 
1.9
 
129,762
Jasper Jackson (D)
 
1.9
 
124,955
Robert Molnar (Independent)
 
1.4
 
94,163

Total votes: 6,723,728
Candidate Connection = candidate completed the Ballotpedia Candidate Connection survey.
If you are a candidate and would like to tell readers and voters more about why they should vote for you, complete the Ballotpedia Candidate Connection Survey.

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2018

See also: California Insurance Commissioner election, 2018

General election

General election for California Commissioner of Insurance

Ricardo Lara defeated Steve Poizner in the general election for California Commissioner of Insurance on November 6, 2018.

Candidate
%
Votes
Image of Ricardo Lara
Ricardo Lara (D)
 
52.9
 
6,186,039
Image of Steve Poizner
Steve Poizner (Independent)
 
47.1
 
5,515,293

Total votes: 11,701,332
(100.00% precincts reporting)
Candidate Connection = candidate completed the Ballotpedia Candidate Connection survey.
If you are a candidate and would like to tell readers and voters more about why they should vote for you, complete the Ballotpedia Candidate Connection Survey.

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Nonpartisan primary election

Nonpartisan primary for California Commissioner of Insurance

Steve Poizner and Ricardo Lara defeated Asif Mahmood and Nathalie Hrizi in the primary for California Commissioner of Insurance on June 5, 2018.

Candidate
%
Votes
Image of Steve Poizner
Steve Poizner (Independent)
 
41.0
 
2,569,254
Image of Ricardo Lara
Ricardo Lara (D)
 
40.5
 
2,538,478
Image of Asif Mahmood
Asif Mahmood (D)
 
13.5
 
846,023
Image of Nathalie Hrizi
Nathalie Hrizi (Peace and Freedom Party)
 
5.0
 
316,149

Total votes: 6,269,904
Candidate Connection = candidate completed the Ballotpedia Candidate Connection survey.
If you are a candidate and would like to tell readers and voters more about why they should vote for you, complete the Ballotpedia Candidate Connection Survey.

Do you want a spreadsheet of this type of data? Contact our sales team.

Withdrawn or disqualified candidates

2014

See also: California down ballot state executive elections, 2014
Insurance Commissioner of California, 2014
Party Candidate Vote % Votes
     Democratic Green check mark transparent.pngDave Jones Incumbent 57.5% 4,038,165
     Republican Ted Gaines 42.5% 2,981,951
Total Votes 7,020,116
Election results via California Secretary of State

Election analysis

Click the tabs below to view information about demographics, past elections, and partisan control of the state.

  • Presidential elections - Information about presidential elections in the state.
  • Statewide elections - Information about recent U.S. Senate and gubernatorial elections in the state.
  • State partisanship - The partisan makeup of the state's congressional delegation and state government.
  • Demographics - Information about the state's demographics and how they compare to the country as a whole.


See also: Presidential voting trends in California and The Cook Political Report's Partisan Voter Index

Cook PVI by congressional district

Cook Political Report's Partisan Voter Index for California, 2026
DistrictIncumbentPVI
California's 1stDoug LaMalfaR+12
California's 2ndJared HuffmanD+24
California's 3rdKevin KileyR+2
California's 4thMike ThompsonD+17
California's 5thTom McClintockR+8
California's 6thAmi BeraD+8
California's 7thDoris MatsuiD+16
California's 8thJohn GaramendiD+24
California's 9thJosh HarderD+1
California's 10thMark DeSaulnierD+18
California's 11thNancy PelosiD+36
California's 12thLateefah SimonD+39
California's 13thAdam GrayR+1
California's 14thEric SwalwellD+20
California's 15thKevin MullinD+26
California's 16thSam LiccardoD+26
California's 17thRo KhannaD+21
California's 18thZoe LofgrenD+17
California's 19thJimmy PanettaD+18
California's 20thVince FongR+15
California's 21stJim CostaD+4
California's 22ndDavid ValadaoR+1
California's 23rdJay ObernolteR+8
California's 24thSalud CarbajalD+13
California's 25thRaul RuizD+3
California's 26thJulia BrownleyD+8
California's 27thGeorge WhitesidesD+3
California's 28thJudy ChuD+15
California's 29thLuz RivasD+20
California's 30thLaura FriedmanD+22
California's 31stGil CisnerosD+10
California's 32ndBrad ShermanD+17
California's 33rdPete AguilarD+7
California's 34thJimmy GomezD+28
California's 35thNorma TorresD+8
California's 36thTed LieuD+21
California's 37thSydney Kamlager-DoveD+33
California's 38thLinda SánchezD+10
California's 39thMark TakanoD+7
California's 40thYoung KimR+1
California's 41stKen CalvertR+2
California's 42ndRobert GarciaD+18
California's 43rdMaxine WatersD+27
California's 44thNanette BarraganD+19
California's 45thDerek TranD+1
California's 46thLou CorreaD+11
California's 47thDave MinD+3
California's 48thDarrell IssaR+7
California's 49thMike LevinD+4
California's 50thScott PetersD+16
California's 51stSara JacobsD+13
California's 52ndJuan VargasD+13

2024 presidential results by 2026 congressional district lines

2024 presidential results in congressional districts, California
DistrictKamala Harris Democratic PartyDonald Trump Republican Party
California's 1st54.5%42.3%
California's 2nd60.7%36.1%
California's 3rd53.4%43.2%
California's 4th55.8%41.2%
California's 5th38.5%59.0%
California's 6th52.6%44.2%
California's 7th54.8%41.9%
California's 8th65.4%31.5%
California's 9th54.2%42.7%
California's 10th65.1%31.5%
California's 11th81.8%14.1%
California's 12th84.5%10.6%
California's 13th48.8%48.4%
California's 14th65.4%30.6%
California's 15th72.2%24.3%
California's 16th72.3%24.2%
California's 17th67.3%28.4%
California's 18th62.6%34.2%
California's 19th65.4%31.1%
California's 20th32.8%64.9%
California's 21st51.7%45.6%
California's 22nd47.8%49.6%
California's 23rd39.1%58.3%
California's 24th60.9%36.0%
California's 25th51.8%46.0%
California's 26th56.2%41.0%
California's 27th53.3%43.7%
California's 28th60.9%35.8%
California's 29th65.4%31.5%
California's 30th68.2%28.4%
California's 31st54.6%42.4%
California's 32nd61.0%36.1%
California's 33rd53.6%43.5%
California's 34th73.1%22.4%
California's 35th52.4%44.6%
California's 36th67.9%28.8%
California's 37th78.7%18.3%
California's 38th54.5%42.2%
California's 39th53.3%43.7%
California's 40th42.4%54.6%
California's 41st55.6%41.3%
California's 42nd55.0%41.9%
California's 43rd72.9%23.9%
California's 44th66.0%30.8%
California's 45th50.5%46.6%
California's 46th56.5%40.3%
California's 47th53.2%43.1%
California's 48th50.3%47.1%
California's 49th54.6%42.4%
California's 50th57.6%39.3%
California's 51st57.7%39.4%
California's 52nd57.5%39.9%
Source: The Downballot

2016-2024

How a state's counties vote in a presidential election and the size of those counties can provide additional insights into election outcomes at other levels of government including statewide and congressional races. Below, four categories are used to describe each county's voting pattern over the 2016, 2020, and 2024 presidential elections: Solid, Trending, Battleground, and New. Click [show] on the table below for examples:


Following the 2024 presidential election, 71.9% of Californians lived in one of the state's 25 Solid Democratic counties, which voted for the Democratic presidential candidate in every election from 2016 to 2024, and 19.5% lived in one of 8 New Republican counties. Overall, California was Solid Democratic, having voted for Hillary Clinton (D) in 2016, Joe Biden (D) in 2020, and Kamala Harris (D) in 2024. Use the table below to view the total number of each type of county in California following the 2024 election as well as the overall percentage of the state population located in each county type.

Historical voting trends

California presidential election results (1900-2024)

  • 16 Democratic wins
  • 15 Republican wins
  • 1 other win
Year 1900 1904 1908 1912 1916 1920 1924 1928 1932 1936 1940 1944 1948 1952 1956 1960 1964 1968 1972 1976 1980 1984 1988 1992 1996 2000 2004 2008 2012 2016 2020 2024
Winning Party R R R P[1] D R R R D D D D D R R R D R R R R R R D D D D D D D D D

This section details the results of the five most recent U.S. Senate and gubernatorial elections held in the state.

U.S. Senate elections

See also: List of United States Senators from California

The table below details the vote in the five most recent U.S. Senate races in California.

U.S. Senate election results in California
RaceWinnerRunner up
202458.9%Democratic Party41.1%Republican Party
202261.1%Democratic Party38.9%Republican Party
201854.2%Democratic Party45.8%Republican Party
201661.8%Democratic Party38.2%Democratic Party
201262.5%Democratic Party37.5%Republican Party
Average59.740.3

Gubernatorial elections

See also: Governor of California

The table below details the vote in the five most recent gubernatorial elections in California.

Gubernatorial election results in California
RaceWinnerRunner up
202259.2%Democratic Party40.8%Republican Party
201861.9%Democratic Party38.1%Republican Party
201460.0%Democratic Party40.0%Republican Party
201053.8%Democratic Party40.9%Republican Party
200655.9%Republican Party38.9%Democratic Party
Average58.239.7
See also: Party control of California state government

Congressional delegation

The table below displays the partisan composition of California's congressional delegation as of January 2026.

Congressional Partisan Breakdown from California
Party U.S. Senate U.S. House Total
Democratic 2 43 45
Republican 0 8 8
Independent 0 0 0
Vacancies 0 1 1
Total 2 52 54

State executive

The table below displays the officeholders in California's top four state executive offices as of October 2025.

State executive officials in California, October 2025
OfficeOfficeholder
GovernorDemocratic Party Gavin Newsom
Lieutenant GovernorDemocratic Party Eleni Kounalakis
Secretary of StateDemocratic Party Shirley Weber
Attorney GeneralDemocratic Party Rob Bonta

State legislature

California State Senate

Party As of October 2025
     Democratic Party 30
     Republican Party 10
     Other 0
     Vacancies 0
Total 40

California State Assembly

Party As of October 2025
     Democratic Party 60
     Republican Party 20
     Other 0
     Vacancies 0
Total 80

Trifecta control

California Party Control: 1992-2025
Twenty years with Democratic trifectas  •  No Republican trifectas
Scroll left and right on the table below to view more years.

Year 92 93 94 95 96 97 98 99 00 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
Governor R R R R R R R D D D D D R R R R R R R D D D D D D D D D D D D D D D
Senate D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D
Assembly D D D S R D D D D D D D D D D D D D D D D D D D D D D D D D D D D D

The table below details demographic data in California and compares it to the broader United States as of 2023.

Demographic Data for California
California United States
Population 39,538,223 331,449,281
Land area (sq mi) 155,858 3,531,905
Race and ethnicity**
White 44% 63.4%
Black/African American 5.5% 12.4%
Asian 15.3% 5.8%
Native American 1.1% 0.9%
Pacific Islander 1.2% 0.4%
Other (single race) 17.4% 6.6%
Multiple 16.3% 10.7%
Hispanic/Latino 39.8% 19%
Education
High school graduation rate 84.6% 89.4%
College graduation rate 36.5% 35%
Income
Median household income $96,334 $78,538
Persons below poverty level 12% 12.4%
Source: population provided by U.S. Census Bureau, "Decennial Census" (2020). Other figures provided by U.S. Census Bureau, "American Community Survey" (5-year estimates 2018-2023).
**Note: Percentages for race and ethnicity may add up to more than 100 percent because respondents may report more than one race and the Hispanic/Latino ethnicity may be selected in conjunction with any race. Read more about race and ethnicity in the census here.


See also

California State Executive Elections News and Analysis
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California State Executive Offices
California State Legislature
California Courts
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California elections: 20262025202420232022202120202019201820172016
Party control of state government
State government trifectas
State of the state addresses
Partisan composition of governors

External links

Footnotes

  1. Progressive Party